# Pull your BBVA Net Cash movements into your own systems

> Read Movimientos históricos (historical movements) and Depósitos SPEI / SPID, with each deposit's ordenante (sender), from BBVA Net Cash México in one API call. Or have a workflow pull yesterday's deposits each morning for conciliación (reconciliation).

Page: https://fous.com/automate/bbva-net-cash-mexico
Updated: 2026-11-12

Works with your own BBVA Net Cash México account. Fous is an independent product.

## What you can build on Net Cash

### Get historical movements

Reads Información de cuentas > Movimientos históricos for one account, over a period of at most 31 calendar days.

- Takes: Account or alias, from date, to date
- Returns: Account, alias, movement number, operation date, type of operation, amount

### Get SPEI and SPID deposits with the ordenante

Reads Depósitos SPEI / SPID under Información complementaria in Movimientos históricos and opens each Detalle operación to read who sent it.

- Takes: Account or alias, operation date
- Returns: Account, movement, operation date, amount, ordenante

### Get the main deposits received

Reads Principales depósitos recibidos (main deposits received) in Movimientos históricos for the accounts you pick, with the ordenante of each deposit.

- Takes: Account or alias, from date, to date
- Returns: Account, movement number, operation date, amount, ordenante

### Capture an SPEI transfer for signature

Fills in Pagos y transferencias > Individuales > Interbancario SPEI for a registered beneficiary and selects Aceptar, leaving it unsigned in Firmas y envío.

- Takes: Withdrawal account, beneficiary account, amount, application date, payment concept, numeric reference
- Returns: Withdrawal account, beneficiary account, amount, application date, concept, status

## Automate Net Cash with a workflow

A [workflow](/product/workflows) runs your methods as one process, with nobody at the screen. A schedule or a call from your own system starts it, the steps run in order, and the result arrives in your inbox or in the systems you already use.

### Yesterday's SPEI deposits, handed to accounting

Starts: Every weekday at 7:00

1. For each account you name, get yesterday's SPEI and SPID deposits with the ordenante.
2. Stop when there are none.
3. Post account, operation date, amount and ordenante to your ERP webhook for conciliación.

### Weekly movements report for every account

Starts: Every Monday at 8:00

1. For each account, get the historical movements of the past 7 days.
2. Group them by account and type of operation, with totals.
3. Email you the summary with each account's movements.

### New large deposits since the last run

Starts: Every hour

1. For each account, get today's main deposits received.
2. Keep the deposits above your amount that were not there on the last run.
3. Email you each one with its account, amount and ordenante.

You can run a workflow by hand on every plan, Free included. Schedules and webhook triggers come with the paid plans, from $29 a month.

## Once built, one call from your code

Once you have built a [method](/product/methods), it is one POST to /v1/runs from your backend, or a tool an AI agent calls over MCP. This is what “Get historical movements” would look like.

Example request:

```
curl https://api.fous.com/v1/runs \
  -H "Authorization: Bearer $FOUS_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{
    "method": "bbvanetcash.mx/get_historical_movements",
    "input": {
      "account": "0123456789",
      "from_date": "2026-11-02",
      "to_date": "2026-11-11"
    }
  }'
```

Example response:

```
{
  "status": "completed",
  "data": {
    "account": "0123456789",
    "alias": "Operación MXN",
    "movements": [
      {
        "movement_number": "4471",
        "operation_date": "2026-11-11",
        "type_of_operation": "Depósito SPEI",
        "amount": 48250
      },
      {
        "movement_number": "4468",
        "operation_date": "2026-11-10",
        "type_of_operation": "Pago a terceros",
        "amount": -12600.5
      }
    ]
  }
}
```

An example with invented data, not a ready-made endpoint. The method exists in your organization once you build it, and its name, inputs and fields follow your request.

## Net Cash’s own options

BBVA México offers APIs Empresariales for payments, SPEI, receipts and CoDi collections, plus Host to Host and SWIFT channels. The APIs are contracted through your BBVA executive, with annexes to sign and connection tests with BBVA's technical team. Without them you have BBVA Net Cash itself, under a signed contract.

| Option | What it covers | What it takes |
| --- | --- | --- |
| APIs Empresariales | Transfers between BBVA accounts, SPEI, CIE payments, payment receipts in TXT or PDF, SPEI status, CIE balance and CoDi collections. | A contract with BBVA through your executive, its annexes, and connection tests with BBVA's technical team. The page states no price. |
| Host to Host | A direct link from your servers to BBVA for large volumes of payments, collections and movement queries. | A VPN or MLS link between your company and BBVA. |
| SWIFT | Account statements and daily movements sent and received in MT and XML formats. | A Cash Management account at BBVA México. |
| Net Cash by hand | Información de cuentas, Pagos y transferencias, Firmas y envío and Administración y control, one screen at a time. | A BBVA business account in pesos, the signed Net Cash contract, and a security device for each user. |

Read on November 12, 2026: [APIs Empresariales](https://www.bbva.mx/empresas/banca-electronica-y-canales/apis-empresariales.html), [BBVA Net Cash](https://www.bbva.mx/empresas/banca-electronica-y-canales/bbva-netcash.html).

## Signing in to Net Cash

Each Net Cash user has a user code and password set up by an administrator, and a security device, the ASD (Acceso Seguro Digital) or token, which is needed to enter the channel and to sign operations. With Fous you sign in through Net Cash's own sign-in with your own user, and the login is sealed with AES-256: code and AI agents never see it.

## Worth knowing

- **31 days per search, a file over 500 records**: Movimientos históricos searches at most 31 calendar days per query. When a result passes 500 records, Net Cash generates a file to download instead of showing the rows.
- **An SPEI transfer waits for signatures**: Aceptar only creates the operation. It runs once it is signed to 100% with the Clave de operaciones and the Clave ASD, so a Mancomunado 2 user signs 50% and needs a second signer.
- **SPEI after 18:00 has a limit**: SPEI of any amount runs Monday to Friday from 06:00 to 17:59. From 18:00 until 06:00 the next day, each transfer is limited to 8,000.00 MXN.
- **Your administrator decides what a user sees**: Services, accounts and signing power are assigned per user in Administración y control. A user needs their accounts assigned to Movimientos históricos before they can query them.

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## Frequently asked questions

### Does BBVA Net Cash México have an API?

Yes. BBVA México offers APIs Empresariales for payments, SPEI, receipts and CoDi collections, plus Host to Host and SWIFT channels. The APIs are contracted through your BBVA executive, with annexes and connection tests, and the page states no price. Without them you use Net Cash itself.

### How do I see who sent an SPEI deposit?

Open Información de cuentas > Movimientos históricos, choose Depósitos SPEI / SPID under Información complementaria, and open the movement's Detalle operación, which shows the ordenante.

### How many days can one movements search in Net Cash cover?

At most 31 calendar days per search in Movimientos históricos, and over 500 records Net Cash generates a file to download. The Transferencias en Tiempo Real module shows movements up to 1 year back, once your administrator activates it for your user.

### Who has to sign a payment in Net Cash?

Users with signing power, until the operation reaches 100%. A Solidario user signs 100% alone, while Mancomunado 2, 3 and 4 users sign 50%, 33% and 25%. Each signs with their Clave de operaciones and the Clave ASD from their token, in the payment's module or in Firmas y envío.

### Is Fous affiliated with BBVA México?

No. Fous is an independent product. You use it with your own BBVA Net Cash user, and a method reads and does only what that user can.

Fous is an independent product: it is not affiliated with, endorsed by or sponsored by the operator of BBVA Net Cash México (BBVA México). The name is used only to say which system this page is about. Something here wrong or out of date? Write to legal@fous.com.