# Track your Bradesco Net Empresa payments from your code

> Read the Situação do Pagamento (payment status) of your Multipag payments, your Autorizações Pendentes (pending authorizations) and your Comprovantes (receipts), one API call each. A workflow can list what awaits approval before the 16:40 cut-off.

Page: https://fous.com/automate/bradesco-net-empresa
Updated: 2026-11-12

Works with your own Bradesco Net Empresa account. Fous is an independent product.

## What you can build on Net Empresa

### Check Multipag payment status

Reads Pagamentos > Multipag/Pag-For > Situação do Pagamento for a date range, modalidade and situação such as A autorizar (to authorize) or Não efetuados (not made).

- Takes: Date range, modalidade (optional), situação
- Returns: Payment date, beneficiary, modalidade, amount, situação

### List pending authorizations

Reads Autorizações Pendentes under Pagamentos: the operations that still need a second signature when your company signs jointly.

- Takes: Created in the last 7 or 15 days
- Returns: Operation type, created date, amount, beneficiary, approvals still needed

### Find payment receipts

Searches Pagamentos > Comprovantes (2ª via) by receipt type, Pag-For/Multipag, period and modalidade, and reads the receipts found.

- Takes: Receipt type, period, modalidade
- Returns: Payment date, beneficiary, amount, modalidade, receipt details

## Automate Net Empresa with a workflow

A [workflow](/product/workflows) runs your methods as one process, with nobody at the screen. A schedule or a call from your own system starts it, the steps run in order, and the result arrives in your inbox or in the systems you already use.

### Multipag payments waiting for approval, before the cut-off

Starts: Every weekday at 14:30, Brasília time

1. Check Multipag payment status for today with the situação A autorizar.
2. Put TED and other banks' boletos VR at the top: their authorization cut-off is 16:40.
3. Email you the list with beneficiary, modalidade and amount, so an approver can sign in and authorize.

### Payments not made, posted to your ERP

Starts: Every weekday at 22:00, Brasília time

1. Check Multipag payment status for today with the situação Não efetuados.
2. Keep the payments that were not there on the last run.
3. Post each one, with beneficiary, modalidade and amount, to your ERP webhook.

### Morning list of Autorizações Pendentes

Starts: Every weekday at 8:00, Brasília time

1. List pending authorizations created in the last 7 days.
2. Stop when there are none.
3. Email you the operations grouped by type, with amount and the approvals still needed.

You can run a workflow by hand on every plan, Free included. Schedules and webhook triggers come with the paid plans, from $29 a month.

## Once built, one call from your code

Once you have built a [method](/product/methods), it is one POST to /v1/runs from your backend, or a tool an AI agent calls over MCP. This is what “Check Multipag payment status” would look like.

Example request:

```
curl https://api.fous.com/v1/runs \
  -H "Authorization: Bearer $FOUS_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{
    "method": "bradesconetempresa.b.br/check_multipag_payment_status",
    "input": {
      "date_from": "2026-11-12",
      "date_to": "2026-11-12",
      "situacao": "A autorizar"
    }
  }'
```

Example response:

```
{
  "status": "completed",
  "data": {
    "payments": [
      {
        "payment_date": "2026-11-12",
        "beneficiary": "Northwind Distribuidora Ltda",
        "modalidade": "TED",
        "amount": 18450,
        "currency": "BRL",
        "situacao": "A autorizar"
      }
    ],
    "count": 1
  }
}
```

An example with invented data, not a ready-made endpoint. The method exists in your organization once you build it, and its name, inputs and fields follow your request.

## Net Empresa’s own options

Bradesco publishes APIs on its Bradesco Developers portal, among them boleto payment, TED, tax payments with barcodes and direct debit. Production use requires being a Bradesco corporate customer, and some APIs a signed product contract. Payment batches also go in as CNAB 240 files through Transmissão de Arquivos, with a return file for each.

| Option | What it covers | What it takes |
| --- | --- | --- |
| Bradesco Developers APIs | Payments (boletos, TED, taxes with barcodes, direct debit), receivables and conciliation, among others. | Being a Bradesco corporate customer; some APIs need a signed product contract. The full portfolio shows after you sign in. |
| Multipag CNAB 240 files | Supplier, tax, salary and Pix payments sent as files, with a return file that confirms or rejects each one. | A Multipag contract through your account manager, and files built with OBBPlus (free) or your own system. |
| Net Empresa by hand | Pagamentos, Comprovantes (2ª via), Autorizações Pendentes, Transmissão de Arquivos and Administração. | A Net Empresa contract, a user and password, and a Chave de Segurança. |

Read on November 12, 2026: [Bradesco Developers](https://developers.bradesco.com.br/), [Cartilha Multipag 2024](https://banco.bradesco/assets/pessoajuridica/pdf/multipag.pdf), [Bradesco Net Empresa](https://banco.bradesco/html/pessoajuridica/net-empresa/index.shtm).

## Signing in to Net Empresa

Net Empresa asks for a Usuário (user) and Senha (password), and a Chave de Segurança: a numeric code from the M-Token in the Bradesco app or from a physical token, used to sign in and to confirm transactions. With Fous you sign in through Net Empresa's own sign-in with your own account, and the login is sealed with AES-256 and never shown to code or AI agents.

## Worth knowing

- **Two cut-offs a day for Multipag**: TED and other banks' boletos VR must be transmitted by 15:59 and authorized by 16:40. Most other modalidades, such as Boletos, Crédito em Conta and DARF, have cut-offs of 21:00 and 21:20.
- **Only approvers can authorize**: Authorizing Multipag payments needs a Máster user or an account representative with an approver profile, plus the Chave de Segurança. With joint signing, the payment waits in Autorizações Pendentes.
- **The Autorizar search covers 7 days at most**: In Pag-For/Multipag > Autorizar, the date range cannot be longer than 7 days. Autorizações Pendentes filters by creation date over the last 7 or 15 days, or by Busca Detalhada.
- **Visão Agrupada has conditions**: One access can follow and approve several companies' transactions only when every company has the same access type, the same contract type and, for approvers, the same Chave de Segurança.

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## Frequently asked questions

### Does Bradesco Net Empresa have an API?

Bradesco publishes APIs on Bradesco Developers: payment APIs for boletos, TED, taxes with barcodes and direct debit, plus receivables and conciliation. Production use requires being a Bradesco corporate customer, and some APIs a signed product contract. Payment batches can also be sent as Multipag CNAB 240 files.

### How do I see whether a Multipag payment was made?

Open Pagamentos > Multipag/Pag-For and consult Situação do Pagamento, choosing A autorizar, A autorizar e autorizados, Autorizados or Não efetuados, then the modalidade. For a file batch, the return file under Transmissão de Arquivos > Arquivos de retorno confirms or rejects each payment.

### Where do I get a second copy of a payment receipt?

In Pagamentos > Comprovantes (2ª via). Choose the receipt type, Pag-For/Multipag, the period and the modalidade, then click Buscar.

### Can I follow several companies from one Net Empresa access?

Yes, with Visão Agrupada, if every company has the same access type, the same contract type and the same Chave de Segurança for approvers. You create the group under Acessar outras empresas.

### Is Fous affiliated with Banco Bradesco?

No. Fous is an independent product. You use it with your own Net Empresa account, and a method reads and does only what that account can.

Fous is an independent product: it is not affiliated with, endorsed by or sponsored by the operator of Bradesco Net Empresa (Banco Bradesco). The name is used only to say which system this page is about. Something here wrong or out of date? Write to legal@fous.com.