# Pull your CareCredit reports into your own systems

> Read the Daily Funding Report, Recent Transactions and the Application Summary Report from Provider Center with one API call each. A workflow can post each morning's funding to your accounting system and list yesterday's applicants for the front desk.

Page: https://fous.com/automate/carecredit-provider-center
Updated: 2026-11-12

Works with your own CareCredit Provider Center account. Fous is an independent product.

## What you can build on Provider Center

### Get the Daily Funding Report

Reads the Daily Funding Report in Provider Center for one date: the funding summary, the detail lines and adjustments, with promotion and card type.

- Takes: Funding date
- Returns: Funding date, total funded, adjustments, net deposit, lines with transaction date, account ending, type, amount, promotion, card type

### Get recent transactions

Reads Recent Transactions for a date range of up to 31 days within the last 93 days.

- Takes: Start date, end date
- Returns: Transaction date, account ending, transaction type, amount, promotion, status

### Get the Application Summary Report

Reads the Application Summary Report for the previous day: who prequalified, who applied, and which applications were approved or declined.

- Takes: Nothing
- Returns: Applicant name, prequalified, applied, decision, date

### Process a transaction

Opens Transactions in the top navigation bar, selects Process Transaction and charges a cardholder's CareCredit account for an amount under a promotion.

- Takes: Cardholder account details, amount, promotion
- Returns: Transaction date, account ending, amount, promotion, confirmation

## Automate Provider Center with a workflow

A [workflow](/product/workflows) runs your methods as one process, with nobody at the screen. A schedule or a call from your own system starts it, the steps run in order, and the result arrives in your inbox or in the systems you already use.

### Daily funding, posted to your accounting system

Starts: Every weekday at 8:00

1. Get the Daily Funding Report for the previous business day.
2. Stop when there are no lines.
3. Post the summary totals, adjustments and each line with its promotion and card type to your accounting webhook.

### Yesterday's applicants, for the front desk

Starts: Every weekday at 7:30

1. Get the Application Summary Report for the previous day.
2. Keep the patients or clients who prequalified or were approved.
3. Email you the list with each name and decision.

### Weekly refunds check

Starts: Every Monday at 9:00

1. Get Recent Transactions for the last 7 days.
2. Keep the refunds that were not there on the last run.
3. Email you each refund with its date, account ending, amount and promotion.

You can run a workflow by hand on every plan, Free included. Schedules and webhook triggers come with the paid plans, from $29 a month.

## Once built, one call from your code

Once you have built a [method](/product/methods), it is one POST to /v1/runs from your backend, or a tool an AI agent calls over MCP. This is what “Get the Daily Funding Report” would look like.

Example request:

```
curl https://api.fous.com/v1/runs \
  -H "Authorization: Bearer $FOUS_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{
    "method": "carecreditprovidercenter.com/get_daily_funding_report",
    "input": {
      "funding_date": "2026-11-10"
    }
  }'
```

Example response:

```
{
  "status": "completed",
  "data": {
    "funding_date": "2026-11-10",
    "summary": {
      "total_funded": 4870,
      "adjustments": -150,
      "net_deposit": 4720,
      "currency": "USD"
    },
    "lines": [
      {
        "transaction_date": "2026-11-07",
        "account_ending": "4821",
        "type": "Purchase",
        "amount": 3200,
        "promotion": "12 months deferred interest",
        "card_type": "CareCredit credit card"
      }
    ]
  }
}
```

An example with invented data, not a ready-made endpoint. The method exists in your organization once you build it, and its name, inputs and fields follow your request.

## Provider Center’s own options

CareCredit publishes no API for practices. Transactions, account lookups and applications can run from inside practice management software that integrates with CareCredit, set up through your Practice Development Manager. The reports, such as the Daily Funding Report, are read in Provider Center.

| Option | What it covers | What it takes |
| --- | --- | --- |
| Practice management software integration | Prequalification with prefill, transactions posted to the daily ledger, and account lookups, from software such as Dentrix, Open Dental or Cornerstone. | Software on CareCredit's partner list. Setup varies by software and goes through your Practice Development Manager. |
| Provider Center by hand | Process Transaction, the Daily Funding Report, Recent Transactions, Activity at a Glance and the Application Summary Report. | A Provider Center login for your practice. |

Read on November 12, 2026: [CareCredit integration partners](https://www.carecredit.com/providers/partnerships/), [CareCredit Provider Center sheet](https://www.carecredit.com/sites/pc/pdf/provider-center-sheet.pdf), [CareCredit Quick Start Guide](https://www.carecredit.com/sites/pc/pdf/carecredit-quick-start-guide.pdf).

## Signing in to Provider Center

CareCredit's own material says you log in to Provider Center with your Merchant ID and password, and an office's devices can be registered so they log in automatically. With Fous you sign in once through Provider Center's own sign-in with your own account: the login is sealed with AES-256, and an expired session is signed back in.

## Worth knowing

- **Recent Transactions go back 93 days**: Recent Transactions covers online transactions from the last 93 days, searched in ranges of 31 days. A method that reads a longer period has to call it once per range.
- **The Application Summary Report is a day behind**: The report shows the previous day's activity: who prequalified, applied, was approved or was declined. A morning workflow reads it for yesterday.
- **Funding arrives within two business days**: CareCredit pays the practice by electronic deposit within two business days, minus the processing fee, even if the cardholder delays payment. The Daily Funding Report lists it by date, with adjustments.
- **Staff applications depend on the state**: Staff can submit an application on a patient's behalf only in select states, and applying by phone requires the applicant to be 21 or older. Check your state before building a method that applies for a patient.

## More in Finance: payments, cards and lending

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- [Synchrony Business Center](https://fous.com/automate/synchrony-business-center.md)
- [e-OSCAR](https://fous.com/automate/e-oscar.md)
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Other industries: [Cổng thông tin hóa đơn điện tử](/automate/hoadondientu), [Income Tax e-Filing Portal](/automate/income-tax-e-filing-portal), [My ARC](/automate/my-arc), [Facturación Electrónica DIAN](/automate/facturacion-electronica-dian), [CIPC eServices](/automate/cipc-eservices), [EUDR Information System](/automate/eudr-information-system).

## Frequently asked questions

### Does CareCredit Provider Center have an API?

No public one for practices. CareCredit runs transactions, account lookups and applications from inside partner practice management software such as Dentrix, Open Dental or Cornerstone, set up through your Practice Development Manager. Reports such as the Daily Funding Report are read in Provider Center.

### How quickly does CareCredit pay my practice?

Within two business days, by electronic deposit into your bank account, minus the processing fee. The Daily Funding Report in Provider Center shows each day's funding with adjustments, promotion and card type.

### How far back can I see CareCredit transactions?

Recent Transactions shows online transactions from the last 93 days, searchable 31 days at a time. With Fous, a workflow can read it on a schedule and keep only what was not there on the last run.

### Where do I see who applied for CareCredit at my practice?

In the Application Summary Report in Provider Center. It covers the previous day and lists who prequalified, who applied, and the approvals and rejections, whether they applied at home or in your practice.

### Is Fous affiliated with Synchrony?

No. Fous is an independent product. You use it with your own Provider Center login, and a method reads and does only what that account can.

Fous is an independent product: it is not affiliated with, endorsed by or sponsored by the operator of CareCredit Provider Center (Synchrony). The name is used only to say which system this page is about. Something here wrong or out of date? Write to legal@fous.com.
