# Pull your CommBiz transactions into your own systems

> Build methods that read CommBiz Transaction History, Online Statements and Pending authorisations with one API call each. Or have a workflow post each account's previous-day transactions to your accounting system before the working day starts.

Page: https://fous.com/automate/commbiz
Updated: 2026-11-12

Works with your own CommBiz account. Fous is an independent product.

## What you can build on CommBiz

### Get transaction history

Reads Accounts, then Transaction History for the account you pick, searched over a date range: the date, description and amount of each transaction.

- Takes: Account, from date, to date
- Returns: Account, date, description, amount, debit or credit

### List online statements

Reads Accounts, then Online Statements for one account and statement type, such as account, merchant or corporate card statements, over a statement period.

- Takes: Account, statement type, statement period
- Returns: Account, statement type, statement period

### Check pending authorisations

Reads the Pending authorisations list on the CommBiz homepage: the payments and requests created by your users that are waiting for an Authoriser.

- Takes: Nothing
- Returns: Payment type, pay from account, payee, amount, payment date

### Create a Fast Payment for authorisation

Goes to Payments, then Fast Payment, fills in the pay from account, the pay to method and the payment details, and submits it for your Authorisers.

- Takes: Pay from account, BSB and account number or another pay to method, amount, description
- Returns: Payee, amount, pay from account, status

## Automate CommBiz with a workflow

A [workflow](/product/workflows) runs your methods as one process, with nobody at the screen. A schedule or a call from your own system starts it, the steps run in order, and the result arrives in your inbox or in the systems you already use.

### Previous-day transactions, posted to your accounting system

Starts: Every weekday at 7:00, Sydney time

1. For each account you name, get the transaction history for the previous business day.
2. Stop when no account has a new transaction.
3. Post each transaction, with account, date, description and amount, to your accounting system's webhook.

### Payments still waiting for an Authoriser, before cut-off

Starts: Every weekday at 15:00, Sydney time

1. Check the Pending authorisations list.
2. Stop when nothing is waiting.
3. Email you the list, with payment type, pay from account, payee, amount and payment date.

### New monthly statements, each account

Starts: On the 3rd of every month at 9:00, Sydney time

1. For each account you name, list the online statements for the last statement period.
2. Keep the statements that were not there on the last run.
3. Email you one line per statement, with account, statement type and statement period.

You can run a workflow by hand on every plan, Free included. Schedules and webhook triggers come with the paid plans, from $29 a month.

## Once built, one call from your code

Once you have built a [method](/product/methods), it is one POST to /v1/runs from your backend, or a tool an AI agent calls over MCP. This is what “Get transaction history” would look like.

Example request:

```
curl https://api.fous.com/v1/runs \
  -H "Authorization: Bearer $FOUS_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{
    "method": "my.commbiz.commbank.com.au/get_transaction_history",
    "input": {
      "account": "Acme Operating Account",
      "from_date": "2026-11-10",
      "to_date": "2026-11-11"
    }
  }'
```

Example response:

```
{
  "status": "completed",
  "data": {
    "account": "Acme Operating Account",
    "bsb": "062-000",
    "account_number": "1234 5678",
    "transactions": [
      {
        "date": "2026-11-11",
        "description": "Direct Credit Northwind Pty Ltd INV 2291",
        "amount": 18450,
        "type": "credit"
      }
    ],
    "count": 1,
    "currency": "AUD"
  }
}
```

An example with invented data, not a ready-made endpoint. The method exists in your organization once you build it, and its name, inputs and fields follow your request.

## CommBiz’s own options

CommBank offers APIs for NameCheck, Foreign Exchange, Fast Payments and PayTo, subject to its eligibility criteria and set up with its onboarding team. CommBiz Automated exchanges payment, account information and reporting files over SFTP for eligible customers, arranged through a Relationship Manager. In CommBiz itself you export transactions as files.

| Option | What it covers | What it takes |
| --- | --- | --- |
| CommBank payment APIs | NameCheck account checks, FX quotes and trades, Fast Payments and PayTo agreements and payments, with status updates. | CommBank's eligibility criteria, its onboarding team to complete the integration, and the Bank's fees and charges. |
| CommBiz Automated (SFTP) | BPAY, Bulk Fast Payments, Direct Entry, International Money Transfer and Priority Payments files, plus account information and reporting files. | Eligible customers only, through your Relationship Manager, with SFTP connectivity, optional PGP and testing with an Implementation Manager. |
| CommBiz by hand | Transaction History exports as CSV or PDF per account, File Transfer exports as BAI2, QIF or PDF, and up to 7 years of online statements. | A CommBiz service on an eligible CommBank account, and a user with permission to view the accounts. |

Read on November 12, 2026: [CommBank APIs](https://docs.commbank.com.au/apis/), [CommBiz Automated](https://docs.commbank.com.au/sftp/), [How do I export transactions in CommBiz?](https://www.commbank.com.au/support.business.commbiz.export-transactions.html).

## Signing in to CommBiz

CommBiz signs you in with your log on ID and password. A security token, the eToken in CommBiz Mobile or a physical token, gives a one-time password for tasks such as authorising a transaction or Admin work, and users with only View or Create permissions do not need one. With Fous you sign in through CommBiz's own sign-in with your own account, and the login is sealed with AES-256.

## Worth knowing

- **Exports are generated, not instant**: An export from Transaction History takes a few minutes to generate: you select Refresh, then View Report. Exports reach back 25 months, each PDF export holds up to 5,000 lines, and older items are in statements.
- **A View user is enough for reading**: Administrators set what each user sees. View users see statements, transactions and balances. With custom permissions, newly added accounts stay hidden until an Administrator updates that user's access.
- **Payments wait for an Authoriser**: Create users can create payments, and Authorisers approve them under your authorisation rules. Authorising needs a token password, which expires after 30 seconds on a physical token and 32 in eToken.
- **Cut-off times, Sydney and Melbourne time**: Direct credits to other banks received by 7pm are processed that day, BPAY by 5:55pm, Priority payments by 4pm and AUD international payments by 4:00pm. Fast payments have no cut-off.

## More in Finance: corporate banking and credit

- [Banno Business](https://fous.com/automate/banno-business.md)
- [Q2 business online banking](https://fous.com/automate/q2-business-online-banking.md)
- [Absa Access](https://fous.com/automate/absa-access.md)
- [ANZ Transactive - Global](https://fous.com/automate/anz-transactive.md)
- [Axis Corporate Internet Banking](https://fous.com/automate/axis-corporate-internet-banking.md)
- [BancaNet Empresarial](https://fous.com/automate/bancanet-empresarial.md)
- [Banorte en su Empresa](https://fous.com/automate/banorte-en-su-empresa.md)
- [BB Digital PJ](https://fous.com/automate/bb-digital-pj.md)
- [BBVA Net Cash México](https://fous.com/automate/bbva-net-cash-mexico.md)
- [Bradesco Net Empresa](https://fous.com/automate/bradesco-net-empresa.md)
- [businessONLINE](https://fous.com/automate/businessonline.md)
- [CIBC Cash Management Online](https://fous.com/automate/cibc-cash-management-online.md)
- [DBS IDEAL](https://fous.com/automate/dbs-ideal.md)
- [FABeAccess](https://fous.com/automate/fabeaccess.md)
- [ICICI Corporate Internet Banking](https://fous.com/automate/icici-corporate-internet-banking.md)
- [Itaú Empresas](https://fous.com/automate/itau-empresas.md)
- [KlikBCA Bisnis](https://fous.com/automate/klikbca-bisnis.md)
- [Kopra by Mandiri](https://fous.com/automate/kopra-by-mandiri.md)
- [Maybank2E](https://fous.com/automate/maybank2e.md)
- [NAB Connect](https://fous.com/automate/nab-connect.md)
- [OCBC Velocity](https://fous.com/automate/ocbc-velocity.md)
- [RBC Express](https://fous.com/automate/rbc-express.md)
- [ScotiaConnect](https://fous.com/automate/scotiaconnect.md)
- [Standard Bank Business Online](https://fous.com/automate/standard-bank-business-online.md)
- [Sucursal Virtual Empresas](https://fous.com/automate/sucursal-virtual-empresas.md)
- [Telecrédito](https://fous.com/automate/telecredito.md)
- [UOB Infinity](https://fous.com/automate/uob-infinity.md)
- [Westpac Corporate Online](https://fous.com/automate/westpac-corporate-online.md)
- [YONO Business](https://fous.com/automate/yono-business.md)
- [Interbanking](https://fous.com/automate/interbanking.md)
- [PINACLE](https://fous.com/automate/pinacle.md)
- [SinglePoint](https://fous.com/automate/singlepoint.md)
- [Wells Fargo Vantage](https://fous.com/automate/wells-fargo-vantage.md)

Other industries: [CAFS](/automate/cafs), [RD e-Filing](/automate/rd-e-filing), [MCA21](/automate/mca21), [Airbnb hosting dashboard](/automate/airbnb-hosting-dashboard), [IESS - Portal de Empleadores](/automate/iess-portal-de-empleadores), [uFiling](/automate/ufiling).

## Frequently asked questions

### Does CommBiz have an API?

Not for the CommBiz screens themselves. CommBank offers separate APIs for NameCheck, Foreign Exchange, Fast Payments and PayTo, subject to eligibility and onboarding, and CommBiz Automated exchanges payment and reporting files over SFTP for eligible customers through your Relationship Manager.

### How do I export transactions from CommBiz for several accounts at once?

Use File Transfer, then Export, and select Request Transaction History File. It exports one or more accounts at once, in BAI2, QIF or PDF. Transaction History under Accounts exports one account at a time, as CSV or PDF.

### How far back can I get CommBiz transactions and statements?

Transaction History exports cover up to 25 months, and Online Statements go back up to 7 years. Some account statements are only available to the account owner, who must be an identified user.

### Do I need a security token to read CommBiz data?

No, not with View or Create permissions only. Tokens are needed by Administrators, Authorisers and Service Delegates, and for tasks that require multi-factor authentication, such as authorising a transaction.

### Is Fous affiliated with Commonwealth Bank of Australia?

No. Fous is an independent product. You use it with your own CommBiz account, and a method reads and does only what that account can.

Fous is an independent product: it is not affiliated with, endorsed by or sponsored by the operator of CommBiz (Commonwealth Bank of Australia). The name is used only to say which system this page is about. Something here wrong or out of date? Write to legal@fous.com.