# Turn Interbanking into an API

> Read your consolidated balances by bank and currency, your account movements and your transfer batches from Interbanking with one API call each. A workflow can then send your treasury the cash position every morning and your accountants yesterday's movements.

Page: https://fous.com/automate/interbanking
Updated: 2026-11-12

Works with your own Interbanking account. Fous is an independent product.

## What you can build on Interbanking

### Get consolidated balances

Reads the balances of every bank and account joined to your company: consolidated, by bank and currency, with the last update time and projected balances.

- Takes: Company, currency (optional)
- Returns: Bank, account, currency, balance, last updated at, projected balance 24 h, projected balance 48 h, consolidated total

### Get account movements

Reads the movimientos (movements) of one account at one bank for a date range, as the account statement shows them.

- Takes: Company, bank, account, from date, to date
- Returns: Date, description, reference, debit, credit, balance

### List transfer batches and their status

Reads your recent lotes (batches) and transfers in the history of operations, with whether each one still needs authorization.

- Takes: Company, from date
- Returns: Batch, type, debit account, number of transfers, total, currency, loaded by, status

### Authorize and send a transfer batch

Opens one batch you name, authorizes it with your signature under the company's esquema de firmas (signing scheme) and sends it.

- Takes: Company, batch, expected total
- Returns: Batch, total, status, authorized at

## Automate Interbanking with a workflow

A [workflow](/product/workflows) runs your methods as one process, with nobody at the screen. A schedule or a call from your own system starts it, the steps run in order, and the result arrives in your inbox or in the systems you already use.

### Morning cash position across all your banks

Starts: Every weekday at 8:30, Buenos Aires time

1. Get the consolidated balances for each company you name.
2. Have an AI step group them by currency and flag accounts below a floor you set.
3. Email you the cash position with the projected balances at 24 and 48 hours.

### Yesterday's movements, handed over to accounting

Starts: Every weekday at 7:00, Buenos Aires time

1. For each account you list, get the movements of the previous business day.
2. Stop when there are none.
3. Post each movement to your ERP's webhook for reconciliation.

### Batches waiting for authorization

Starts: Every weekday at 11:00, Buenos Aires time

1. List the transfer batches loaded since yesterday.
2. Keep the ones still waiting for authorization and not seen on the last run.
3. Email the list to you so the signers can review and authorize them.

You can run a workflow by hand on every plan, Free included. Schedules and webhook triggers come with the paid plans, from $29 a month.

## Once built, one call from your code

Once you have built a [method](/product/methods), it is one POST to /v1/runs from your backend, or a tool an AI agent calls over MCP. This is what “Get consolidated balances” would look like.

Example request:

```
curl https://api.fous.com/v1/runs \
  -H "Authorization: Bearer $FOUS_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{
    "method": "interbanking.com.ar/get_consolidated_balances",
    "input": {
      "company": "Acme S.A.",
      "currency": "ARS"
    }
  }'
```

Example response:

```
{
  "status": "completed",
  "data": {
    "company": "Acme S.A.",
    "currency": "ARS",
    "accounts": [
      {
        "bank": "Northwind Bank",
        "account": "CC 0012-48817/3",
        "balance": 18452310.55,
        "last_updated_at": "2026-11-12T08:14:00-03:00",
        "projected_24h": 17980110.55,
        "projected_48h": 16220410.55
      }
    ],
    "consolidated": {
      "balance": 22663190.55,
      "projected_24h": 22190990.55,
      "projected_48h": 21331290.55
    }
  }
}
```

An example with invented data, not a ready-made endpoint. The method exists in your organization once you build it, and its name, inputs and fields follow your request.

## Interbanking’s own options

Interbanking offers InterAPIs: query APIs for balances and movements, transactional APIs for payments and transfers that are approved inside Interbanking, and an account validation API for CBUs. Its plans page lists InterAPIs connectivity in every plan except the entry one. Each plan caps transfers and report downloads, while statement and balance queries are unlimited.

| Option | What it covers | What it takes |
| --- | --- | --- |
| InterAPIs consultivas | Balances and movements of your accounts across banks, in real time. | Any plan above the entry plan, which allows 10 transfers and 10 report downloads. Requested through Interbanking's sales form. |
| InterAPIs transaccionales | Payments and transfers from your systems, with approval given inside Interbanking. | The same plans as the query APIs: from up to 100 transfers and 300 report downloads up to 1500 transfers and 2100 report downloads. |
| InterAPIs de validación de cuentas | Checks a CBU in real time before you send a transfer. | Requested through Interbanking's sales form; the plans page does not list it. |
| Interbanking by hand | Balances, statements and movements of all your banks, transfers, ARCA payments, echeq deposits and mutual funds, used by each operator on the site or the app. | A plan. No limit on banks and accounts; transfers and report downloads capped by plan. |

Read on November 12, 2026: [Interbanking plans](https://prehome.interbanking.com.ar/planes), [Interbanking solutions, including InterAPIs](https://prehome.interbanking.com.ar/soluciones).

## Signing in to Interbanking

Interbanking signs each operator in with a Usuario and Clave (user and password) on its own sign-in page, which also asks for the operator's nationality. Operators who use a token also enter a clave dinámica (one-time key), which the Interbanking app can generate. With Fous you sign in once through Interbanking's own sign-in with your own operator account, and the login is sealed with AES-256.

## Worth knowing

- **Report downloads count, queries do not**: Every plan caps transfers and report downloads, from 10 each on the entry plan up to 1500 transfers and 2100 reports. Queries of statements, movements and consolidated balances are unlimited on all plans.
- **Signing schemes decide who can send money**: An Operador Administrador creates the operators, their permissions, the accounts and the esquemas de firmas. Batches and transfers are authorized under those schemes before they are sent.
- **Use one operator per person**: Interbanking asks for an individual user for each operator, with only the permissions that operator's tasks need. A method acts with the permissions of the operator account you sign in with.
- **Electronic credit invoices are a separate site**: Facturas de Crédito Electrónicas live on fcem.interbanking.com.ar. Operators sign in there with the same user and password they use for Interbanking, plus the clave dinámica if they use a token.

## More in Finance: corporate banking and credit

- [Banno Business](https://fous.com/automate/banno-business.md)
- [Q2 business online banking](https://fous.com/automate/q2-business-online-banking.md)
- [Absa Access](https://fous.com/automate/absa-access.md)
- [ANZ Transactive - Global](https://fous.com/automate/anz-transactive.md)
- [Axis Corporate Internet Banking](https://fous.com/automate/axis-corporate-internet-banking.md)
- [BancaNet Empresarial](https://fous.com/automate/bancanet-empresarial.md)
- [Banorte en su Empresa](https://fous.com/automate/banorte-en-su-empresa.md)
- [BB Digital PJ](https://fous.com/automate/bb-digital-pj.md)
- [BBVA Net Cash México](https://fous.com/automate/bbva-net-cash-mexico.md)
- [Bradesco Net Empresa](https://fous.com/automate/bradesco-net-empresa.md)
- [businessONLINE](https://fous.com/automate/businessonline.md)
- [CIBC Cash Management Online](https://fous.com/automate/cibc-cash-management-online.md)
- [CommBiz](https://fous.com/automate/commbiz.md)
- [DBS IDEAL](https://fous.com/automate/dbs-ideal.md)
- [FABeAccess](https://fous.com/automate/fabeaccess.md)
- [ICICI Corporate Internet Banking](https://fous.com/automate/icici-corporate-internet-banking.md)
- [Itaú Empresas](https://fous.com/automate/itau-empresas.md)
- [KlikBCA Bisnis](https://fous.com/automate/klikbca-bisnis.md)
- [Kopra by Mandiri](https://fous.com/automate/kopra-by-mandiri.md)
- [Maybank2E](https://fous.com/automate/maybank2e.md)
- [NAB Connect](https://fous.com/automate/nab-connect.md)
- [OCBC Velocity](https://fous.com/automate/ocbc-velocity.md)
- [RBC Express](https://fous.com/automate/rbc-express.md)
- [ScotiaConnect](https://fous.com/automate/scotiaconnect.md)
- [Standard Bank Business Online](https://fous.com/automate/standard-bank-business-online.md)
- [Sucursal Virtual Empresas](https://fous.com/automate/sucursal-virtual-empresas.md)
- [Telecrédito](https://fous.com/automate/telecredito.md)
- [UOB Infinity](https://fous.com/automate/uob-infinity.md)
- [Westpac Corporate Online](https://fous.com/automate/westpac-corporate-online.md)
- [YONO Business](https://fous.com/automate/yono-business.md)
- [PINACLE](https://fous.com/automate/pinacle.md)
- [SinglePoint](https://fous.com/automate/singlepoint.md)
- [Wells Fargo Vantage](https://fous.com/automate/wells-fargo-vantage.md)

Other industries: [Synchrony Business Center](/automate/synchrony-business-center), [全国统一规范电子税务局](/automate/china-e-tax-bureau), [MCA21](/automate/mca21), [IATA BSPlink](/automate/iata-bsplink), [Mis Comprobantes](/automate/mis-comprobantes), [CAC Company Registration Portal](/automate/cac-company-registration-portal).

## Frequently asked questions

### Does Interbanking have an API?

Yes. InterAPIs include query APIs for balances and movements, transactional APIs for payments and transfers approved inside Interbanking, and an API that validates CBUs. The plans page lists query and transactional InterAPIs in every plan except the entry plan.

### Can I see the balances of all my banks in one place?

Yes. Interbanking shows consolidated balances, balances by bank and currency with the time of their last update, and projected balances at 24 and 48 hours. No plan limits the number of banks and accounts.

### Do report downloads count against my plan?

Report downloads do: each plan allows a set number, from 10 to 2100. Queries of account statements, movements and consolidated balances are unlimited on every plan.

### Can a transfer be sent without anyone approving it?

No. Transfers and batches are authorized by the signers your esquema de firmas requires, and the transactional InterAPIs also ask for approval inside Interbanking. A workflow you build can list the batches waiting for authorization so your signers see them sooner.

### Is Fous affiliated with Interbanking S.A.?

No. Fous is an independent product. You use it with your own Interbanking operator account, and a method reads and does only what that account can.

Fous is an independent product: it is not affiliated with, endorsed by or sponsored by the operator of Interbanking (Interbanking S.A.). The name is used only to say which system this page is about. Something here wrong or out of date? Write to legal@fous.com.