# Get your NextGear Capital floor plan through an API

> Read your upcoming payments, each floored vehicle's payoff quote and your title statuses from NextGear Capital's Account Portal with one API call each. A workflow can check your payments each weekday morning and email you what falls due in the next 7 days.

Page: https://fous.com/automate/nextgear-capital-account-portal
Updated: 2026-11-12

Works with your own NextGear Capital Account Portal account. Fous is an independent product.

## What you can build on Account Portal

### Get upcoming payments

Reads your upcoming payments and available credit in Account Portal, with the floored vehicle each payment belongs to.

- Takes: Due by date (optional)
- Returns: Due date, VIN, stock number, year, make, model, amount due, available credit

### Look up a floored vehicle

Searches your floored inventory by VIN, stock number, make or model and reads the vehicle's title status, payoff quote and valuation.

- Takes: VIN, stock number, make or model
- Returns: VIN, stock number, year, make, model, title status, payoff quote, valuation

### Check title statuses

Reads the title status of your floored vehicles in Account Portal, with the callout shown when NextGear Capital has not received a title for 30 days or more.

- Takes: Status (optional)
- Returns: VIN, stock number, vehicle, title status, not received for 30 days or more

### Release a title to an auction

Requests the release of a floored vehicle's title to an approved auction from Account Portal and reads back the request.

- Takes: VIN, auction
- Returns: VIN, auction, request status, requested at

## Automate Account Portal with a workflow

A [workflow](/product/workflows) runs your methods as one process, with nobody at the screen. A schedule or a call from your own system starts it, the steps run in order, and the result arrives in your inbox or in the systems you already use.

### Floor plan payments due this week

Starts: Every weekday at 7:00

1. Get the upcoming payments from Account Portal.
2. Keep the payments due in the next 7 days.
3. Email you the list by due date, with each vehicle's VIN, stock number and amount due.

### Titles NextGear Capital has not received

Starts: Every Monday at 8:00

1. Check the title status of your floored vehicles in Account Portal.
2. Keep the titles shown as not received for 30 days or more that were not on the last run.
3. Post each one, with VIN, stock number and title status, to your webhook.

### Payoff quotes for vehicles you have sold

Starts: When your system calls the workflow's webhook with the VINs of sold vehicles

1. For each VIN, look up the floored vehicle in Account Portal.
2. Keep the VIN, stock number, title status and payoff quote.
3. Post the payoff quotes to your accounting system's webhook.

You can run a workflow by hand on every plan, Free included. Schedules and webhook triggers come with the paid plans, from $29 a month.

## Once built, one call from your code

Once you have built a [method](/product/methods), it is one POST to /v1/runs from your backend, or a tool an AI agent calls over MCP. This is what “Get upcoming payments” would look like.

Example request:

```
curl https://api.fous.com/v1/runs \
  -H "Authorization: Bearer $FOUS_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{
    "method": "customer.nextgearcapital.coxautoinc.com/get_upcoming_payments",
    "input": {
      "due_by": "2026-11-20"
    }
  }'
```

Example response:

```
{
  "status": "completed",
  "data": {
    "available_credit": 184500,
    "payments": [
      {
        "due_date": "2026-11-16",
        "vin": "1HGCV1F30PA000417",
        "stock_number": "N2291",
        "year": 2023,
        "make": "Honda",
        "model": "Accord",
        "amount_due": 1342.18
      }
    ],
    "currency": "USD",
    "count": 1
  }
}
```

An example with invented data, not a ready-made endpoint. The method exists in your organization once you build it, and its name, inputs and fields follow your request.

## Account Portal’s own options

NextGear Capital describes no API or integration for dealers on its own pages. Dealers use Account Portal on the web, signed in with Bridge ID, and the NextGear Capital mobile app. Account Portal shows upcoming payments, available credit, inventory with title status and payoff quotes, flooring requests and historical reports.

| Option | What it covers | What it takes |
| --- | --- | --- |
| NextGear Capital mobile app | Dashboard, payment calendar, one-time payments and account fees, title status and release requests, waybills, self-audits and a VIN scanner. | The app for iPhone or Android, signed in to your NextGear Capital account. |
| Account Portal by hand | Upcoming payments, available credit, inventory search with title status and payoff quotes, flooring requests, title releases and historical reports. | A NextGear Capital floor plan account in good standing and a Bridge ID for each user. |

Read on November 12, 2026: [Account Portal](https://www.nextgearcapital.com/solutions/floorplanning/account-portal/), [NextGear Capital mobile app](https://www.nextgearcapital.com/dealer-resources/app/), [Bridge ID FAQs](https://www.nextgearcapital.com/resources/bridge-id-faqs/).

## Signing in to Account Portal

Account Portal signs you in with Bridge ID: username, password, then a code by email or text message. The code step cannot be turned off and returns on a new device and every 90 days. With Fous you sign in once through the site's own sign-in with your own Bridge ID: the login is sealed with AES-256, an emailed code is handled, and an expired session is signed back in.

## Worth knowing

- **Bridge ID replaces the old credentials**: Once NextGear Capital is attached to your Bridge ID, your old Account Portal credentials no longer work. From then on you sign in with your Bridge ID username and password.
- **One Bridge ID per person**: Each person needs their own Bridge ID. To add a user, email Customer Care from the address on your account with the subject "Add New User" and the person's name, email address and title.
- **Self-audits happen in the mobile app**: You turn self-audits on in Account Settings, Business Settings. An assigned self-audit opens a 48-hour window and is completed in the app, with a passenger rear photo and a VIN photo for each vehicle.
- **Three more days for titles**: Title Release Program and Non-Auction Purchase requests made on or after February 1, 2026 get three extra calendar days to submit the title. Account Portal flags titles not received for 30 days or more.

## More in Finance: payments, cards and lending

- [U.S. Bank Access Online](https://fous.com/automate/u-s-bank-access-online.md)
- [CareCredit Provider Center](https://fous.com/automate/carecredit-provider-center.md)
- [Synchrony Business Center](https://fous.com/automate/synchrony-business-center.md)
- [e-OSCAR](https://fous.com/automate/e-oscar.md)
- [Comdata iConnectData](https://fous.com/automate/comdata-iconnectdata.md)
- [WEX Online](https://fous.com/automate/wex-online.md)
- [Elavon Payments Insider](https://fous.com/automate/elavon-payments-insider.md)
- [Moneris Merchant Direct](https://fous.com/automate/moneris-merchant-direct.md)
- [Portal Rede](https://fous.com/automate/portal-rede.md)
- [Site Cielo](https://fous.com/automate/site-cielo.md)
- [Worldpay iQ](https://fous.com/automate/worldpay-iq.md)
- [CAFS](https://fous.com/automate/cafs.md)
- [Paymode-X](https://fous.com/automate/paymode-x.md)

Other industries: [KWSP i-Akaun (Majikan)](/automate/kwsp-i-akaun-majikan), [MCA21](/automate/mca21), [Cvent Supplier Network](/automate/cvent-supplier-network), [Declaración en Línea (F.931)](/automate/declaracion-en-linea-f-931), [ICP Smart Services](/automate/icp-smart-services), [EPREL](/automate/eprel).

## Frequently asked questions

### Does NextGear Capital Account Portal have an API?

Not one that NextGear Capital describes for dealers. Its pages offer Account Portal on the web, signed in with Bridge ID, and the NextGear Capital mobile app, and no API or integration for your own systems.

### Where do I find a vehicle's payoff quote?

In Account Portal's inventory search. Search your floored vehicles by VIN, stock number, make or model, and the result shows the title status, the payoff quote and a vehicle valuation.

### Why do my old Account Portal credentials not work?

NextGear Capital has moved to Bridge ID, and previous credentials stop working once NextGear Capital is attached to a Bridge ID. If you already have a Bridge ID, attach NextGear Capital to it from the Bridge Bar with "+Attach more solutions".

### Can I see which titles NextGear Capital has not received?

Yes. Account Portal shows the title status of your floored vehicles and adds a callout when NextGear Capital has not received a title for 30 days or more. A Fous workflow you build can read those statuses each week and post the new ones to your webhook.

### Is Fous affiliated with NextGear Capital?

No. Fous is an independent product. You use it with your own Bridge ID and NextGear Capital account, and a method reads and does only what that account can.

Fous is an independent product: it is not affiliated with, endorsed by or sponsored by the operator of NextGear Capital Account Portal (NextGear Capital (Cox Automotive)). The name is used only to say which system this page is about. Something here wrong or out of date? Write to legal@fous.com.