# Get your SinglePoint balances and exceptions through an API

> Build methods that read Previous Day balances, the Positive Pay Exception List and View Wire Transfer Activity from SinglePoint, each with one API call. A workflow can then email you the day's exceptions every morning, before the decision deadline.

Page: https://fous.com/automate/singlepoint
Updated: 2026-11-12

Works with your own SinglePoint account. Fous is an independent product.

## What you can build on SinglePoint

### Get previous day account balances

Reads the Account Summary on the Previous Day page of Information Reporting: each account's ledger, collected and opening available balance.

- Takes: Account numbers (optional)
- Returns: Summary date, account name, account number, bank name, currency, ledger balance, collected balance, opening available balance

### List Positive Pay exceptions

Reads the Positive Pay Exception List: each check exception with its account, check number, amount, exception code, decision and decision deadline.

- Takes: Nothing
- Returns: Deadline, account number, check number, amount, exception code, decision, default decision, adjusted value, modified by

### Get wire transfer activity

Reads View Wire Transfer Activity in Wire Transfers for a date range: each wire's amount, type, beneficiary, references and status.

- Takes: Beginning date, ending date
- Returns: Send date, amount, control number, type, beneficiary account, beneficiary name, PAR number, Fed or SWIFT reference, status

### Decide a Positive Pay exception

Opens the Positive Pay Exception List, finds one check by account and check number, and sets its decision: Pay, Pay and Issue, Pay and Adjust or a Return reason.

- Takes: Account number, check number, decision, adjusted amount (for Pay and Adjust)
- Returns: Account number, check number, amount, decision, modified by

## Automate SinglePoint with a workflow

A [workflow](/product/workflows) runs your methods as one process, with nobody at the screen. A schedule or a call from your own system starts it, the steps run in order, and the result arrives in your inbox or in the systems you already use.

### Positive Pay exceptions to review before the deadline

Starts: Every weekday at 9:00 Central time

1. List the Positive Pay exceptions on the Positive Pay Exception List.
2. Stop when there are none.
3. Email you each exception with its deadline, account, check number, amount, exception code and default decision.

### Previous day balances, posted to your treasury system

Starts: Every weekday at 7:30 Central time

1. Get the previous day account balances for every account in the Account Summary.
2. Post the summary date and each account's balances to your treasury or ERP webhook.

### Wires that changed status today

Starts: Every hour on weekdays

1. Get today's wire transfer activity.
2. Keep the wires whose status changed since the last run, or that were not there on the last run.
3. Post each one, with amount, beneficiary name, Fed or SWIFT reference and status, to your Slack webhook.

You can run a workflow by hand on every plan, Free included. Schedules and webhook triggers come with the paid plans, from $29 a month.

## Once built, one call from your code

Once you have built a [method](/product/methods), it is one POST to /v1/runs from your backend, or a tool an AI agent calls over MCP. This is what “Get previous day account balances” would look like.

Example request:

```
curl https://api.fous.com/v1/runs \
  -H "Authorization: Bearer $FOUS_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{
    "method": "singlepoint.usbank.com/get_previous_day_balances",
    "input": {
      "account_numbers": [
        "100200304411",
        "100200307782"
      ]
    }
  }'
```

Example response:

```
{
  "status": "completed",
  "data": {
    "summary_date": "2026-11-11",
    "accounts": [
      {
        "account_name": "Acme Operating",
        "account_number": "100200304411",
        "bank_name": "U.S. Bank",
        "currency": "USD",
        "ledger_balance": 2418390.62,
        "collected_balance": 2391204.18,
        "opening_available_balance": 2387559.04
      }
    ]
  }
}
```

An example with invented data, not a ready-made endpoint. The method exists in your organization once you build it, and its name, inputs and fields follow your request.

## SinglePoint’s own options

U.S. Bank's Developer Portal offers more than 30 financial APIs, including treasury APIs for account transfers, account validation and ACH originations. Your organization has to be verified and each API onboarded, with an mTLS certificate and required test cases before production. U.S. Bank also offers file transmissions for reconciliation, ACH and wires, and SinglePoint itself exports reports.

| Option | What it covers | What it takes |
| --- | --- | --- |
| U.S. Bank Developer Portal APIs | Treasury APIs such as Account Transfers, Account Validation, ACH Originations and Bank Information, among more than 30 APIs. | A Developer Portal account, a verified organization, an API onboarding request per project, an mTLS certificate and passed test cases. |
| File transmissions | Batch files for account reconciliation, ACH payments and wires, pushed or pulled on your schedule. | Set up with U.S. Bank using standard industry file transfer processes. |
| SinglePoint by hand | Previous Day reports, Positive Pay, Wire Transfers, ACH Origination, Image Access and Lockbox-Image Look. Reports export as PDF, BAI2, CSV or TXT. | A SinglePoint user under your company's Customer ID. Some services also need a SinglePoint token. |

Read on November 12, 2026: [U.S. Bank Developer Portal](https://developer.usbank.com/), [Onboarding quick start](https://developer.usbank.com/onboarding-quick-start), [SinglePoint portal](https://www.usbank.com/corporate-and-commercial-banking/treasury-payment-solutions/treasury-management/singlepoint-portal.html).

## Signing in to SinglePoint

SinglePoint's sign-in page asks for a Customer ID, a User ID and a password, and services marked in its menu need a SinglePoint token as well. With Fous you sign in once through SinglePoint's own sign-in with your own user. The login is sealed with AES-256, never returned by the API or written to logs, and a method reads and does only what your own user can.

## Worth knowing

- **Same day exceptions have a deadline**: Same day Positive Pay exceptions are checks scheduled to post in tonight's batch. Each row shows a decision deadline, such as 3 p.m. CST, next to its default decision.
- **Wire activity goes back 45 days**: View Wire Transfer Activity lets you pick dates up to 45 calendar days back. Keep your own history if you need more.
- **Image searches default to 90 days**: In Image Access, a search without dates covers the past 90 days. You choose the transaction type, such as Checks or Returned Deposited Items, and the accounts before searching.
- **Some services need a token**: SinglePoint marks the services that need a SinglePoint token in its menu, so plan for that step on the services you use.

## More in Finance: corporate banking and credit

- [Banno Business](https://fous.com/automate/banno-business.md)
- [Q2 business online banking](https://fous.com/automate/q2-business-online-banking.md)
- [Absa Access](https://fous.com/automate/absa-access.md)
- [ANZ Transactive - Global](https://fous.com/automate/anz-transactive.md)
- [Axis Corporate Internet Banking](https://fous.com/automate/axis-corporate-internet-banking.md)
- [BancaNet Empresarial](https://fous.com/automate/bancanet-empresarial.md)
- [Banorte en su Empresa](https://fous.com/automate/banorte-en-su-empresa.md)
- [BB Digital PJ](https://fous.com/automate/bb-digital-pj.md)
- [BBVA Net Cash México](https://fous.com/automate/bbva-net-cash-mexico.md)
- [Bradesco Net Empresa](https://fous.com/automate/bradesco-net-empresa.md)
- [businessONLINE](https://fous.com/automate/businessonline.md)
- [CIBC Cash Management Online](https://fous.com/automate/cibc-cash-management-online.md)
- [CommBiz](https://fous.com/automate/commbiz.md)
- [DBS IDEAL](https://fous.com/automate/dbs-ideal.md)
- [FABeAccess](https://fous.com/automate/fabeaccess.md)
- [ICICI Corporate Internet Banking](https://fous.com/automate/icici-corporate-internet-banking.md)
- [Itaú Empresas](https://fous.com/automate/itau-empresas.md)
- [KlikBCA Bisnis](https://fous.com/automate/klikbca-bisnis.md)
- [Kopra by Mandiri](https://fous.com/automate/kopra-by-mandiri.md)
- [Maybank2E](https://fous.com/automate/maybank2e.md)
- [NAB Connect](https://fous.com/automate/nab-connect.md)
- [OCBC Velocity](https://fous.com/automate/ocbc-velocity.md)
- [RBC Express](https://fous.com/automate/rbc-express.md)
- [ScotiaConnect](https://fous.com/automate/scotiaconnect.md)
- [Standard Bank Business Online](https://fous.com/automate/standard-bank-business-online.md)
- [Sucursal Virtual Empresas](https://fous.com/automate/sucursal-virtual-empresas.md)
- [Telecrédito](https://fous.com/automate/telecredito.md)
- [UOB Infinity](https://fous.com/automate/uob-infinity.md)
- [Westpac Corporate Online](https://fous.com/automate/westpac-corporate-online.md)
- [YONO Business](https://fous.com/automate/yono-business.md)
- [Interbanking](https://fous.com/automate/interbanking.md)
- [PINACLE](https://fous.com/automate/pinacle.md)
- [Wells Fargo Vantage](https://fous.com/automate/wells-fargo-vantage.md)

Other industries: [Comdata iConnectData](/automate/comdata-iconnectdata), [myIR](/automate/myir), [GST Portal](/automate/gst-portal), [Amadeus Selling Platform Connect](/automate/amadeus-selling-platform-connect), [Simplificación Registral](/automate/simplificacion-registral), [GDRFA Dubai Smart Services](/automate/gdrfa-dubai-smart-services).

## Frequently asked questions

### Does SinglePoint have an API?

U.S. Bank offers more than 30 APIs through its Developer Portal, including treasury APIs for account transfers, account validation and ACH originations. Each needs a verified organization, an onboarding request, an mTLS certificate and passed test cases. File transmissions cover reconciliation, ACH and wires.

### Which formats do SinglePoint's previous day reports export in?

PDF, PDF-Green, BAI2, Browser, CSV, Fixed Length and TXT. You pick a report such as Previous Day Summary and Detail, DDA Checks Paid or ACH Return and NOC, pick a format and choose View Report or Export Report.

### What do the Positive Pay exception codes mean?

They say why a check was flagged: 1 Paid No Issue, 2 Amount Mismatch, 3 Duplicate Paid Reject, 4 Cancel on File, 5 Stop on File, 6 Exceeds Dollar Amount, 7 Invalid Check Number, 8 Payee Mismatch and 9 Unreviewed Payee Name. Returns use A Refer to Maker, B Stale Date or C Fraud/Altered Check.

### How far back can I see wire transfers in SinglePoint?

Up to 45 calendar days in View Wire Transfer Activity. With Fous, a workflow can read the activity every day and post it to your own system, so you keep a longer history.

### Is Fous affiliated with U.S. Bank?

No. Fous is an independent product. You use it with your own SinglePoint user, and a method reads and does only what that user can.

Fous is an independent product: it is not affiliated with, endorsed by or sponsored by the operator of SinglePoint (U.S. Bank). The name is used only to say which system this page is about. Something here wrong or out of date? Write to legal@fous.com.