# Pull your Synchrony funding reports into your own systems

> Read the Daily Funding Report, Synchrony Credit Transactions and the Authorization Report from Business Center with one API call each. Or have a workflow hand each weekday's net funding and financed sales to accounting for the bank reconciliation.

Page: https://fous.com/automate/synchrony-business-center
Updated: 2026-11-12

Works with your own Synchrony Business Center account. Fous is an independent product.

## What you can build on Business Center

### Get the Daily Funding Report

Opens Daily Funding Report under Management Tools for one program and date range, and reads the Funding Summary and Funding Detail by Date.

- Takes: Program, start date, end date (up to 90 days)
- Returns: Total sales, returns, credit and debit adjustments, discounts, net funding, and per date: customer name, account number, financed amount, net funding

### List Synchrony Credit Transactions

Reads the Synchrony Credit Transactions report: the approved credit transactions on your financing program for a date range.

- Takes: Program, start date, end date
- Returns: Transaction type, invoice number, date, amount

### Search the Authorization Report

Searches the Authorization Report for authorization-only transactions by authorization code, program name, customer last name or date range.

- Takes: Program, date range (optional), authorization code (optional), customer last name (optional)
- Returns: Authorization code, program name, customer last name, date, amount

### Get My Customer List

Reads My Customer List, the customers who have financed purchases with you through Synchrony.

- Takes: Program
- Returns: Each customer's name and the other columns the list shows

## Automate Business Center with a workflow

A [workflow](/product/workflows) runs your methods as one process, with nobody at the screen. A schedule or a call from your own system starts it, the steps run in order, and the result arrives in your inbox or in the systems you already use.

### Daily funding, handed to accounting

Starts: Every weekday at 8:00

1. Get the Daily Funding Report for the previous business day for each program you name.
2. Stop when net funding is zero for every program.
3. Post the Funding Summary and each Funding Detail by Date row to your accounting system's webhook.

### Weekly Synchrony Credit Transactions by type

Starts: Every Monday at 7:00

1. List the Synchrony Credit Transactions from the past 7 days for each program.
2. Group them by transaction type, with a count and total for each.
3. Email you the summary, with the invoice numbers under each type.

### New financing customers, sent to your CRM

Starts: Every Friday at 16:00

1. Get My Customer List for each program.
2. Keep the customers that were not on the list on the last run.
3. Post each new customer's name and the list's other columns to your CRM's webhook.

You can run a workflow by hand on every plan, Free included. Schedules and webhook triggers come with the paid plans, from $29 a month.

## Once built, one call from your code

Once you have built a [method](/product/methods), it is one POST to /v1/runs from your backend, or a tool an AI agent calls over MCP. This is what “Get the Daily Funding Report” would look like.

Example request:

```
curl https://api.fous.com/v1/runs \
  -H "Authorization: Bearer $FOUS_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{
    "method": "businesscenter.synchronybusiness.com/get_daily_funding_report",
    "input": {
      "program": "Acme Home Furnishings",
      "start_date": "2026-11-09",
      "end_date": "2026-11-10"
    }
  }'
```

Example response:

```
{
  "status": "completed",
  "data": {
    "program": "Acme Home Furnishings",
    "funding_summary": {
      "total_sales": 18420,
      "returns": 1250,
      "credit_adjustments": 0,
      "debit_adjustments": 75,
      "discounts": 1288.4,
      "net_funding": 15806.6
    },
    "funding_detail": [
      {
        "date": "2026-11-09",
        "customer_name": "Northwind Traders",
        "account_number": "****4821",
        "financed_amount": 3499,
        "net_funding": 3254.07
      }
    ]
  }
}
```

An example with invented data, not a ready-made endpoint. The method exists in your organization once you build it, and its name, inputs and fields follow your request.

## Business Center’s own options

Synchrony points businesses to a developer portal for its APIs and to an eCommerce Partner Center for integration support. Its guides to Business Center describe the reports as screens you search and download, such as the Daily Funding Report, which saves to Excel, and document no API for them.

| Option | What it covers | What it takes |
| --- | --- | --- |
| Synchrony developer portal | Synchrony's APIs, published on developer.syf.com. Synchrony's guides to Business Center name none for its reports. | What developer.syf.com asks for. Synchrony's business tools page states no conditions. |
| eCommerce Partner Center | Integration support and troubleshooting. Synchrony's eCommerce help centre also has a payment app guide for WooCommerce merchants. | Reached from Synchrony's business tools page, which links it. |
| Business Center by hand | The Daily Funding Report, Synchrony Credit Transactions, the Authorization Report and My Customer List, one program at a time. Funding downloads to Excel. | A Business Center registration with your Synchrony merchant number and the bank account you enrolled. |

Read on November 12, 2026: [Synchrony business tools](https://www.synchrony.com/business/tools), [Accessing Reports on Business Center](https://synchrony2198.zendesk.com/hc/en-us/articles/38714189814675-Accessing-Reports-on-Business-Center), [Daily Funding Report](https://synchrony2198.zendesk.com/hc/en-us/articles/38714473542035-Daily-Funding-Report).

## Signing in to Business Center

Business Center signs you in with a user ID and a password, and Synchrony's pages offer recovery of a forgotten user ID or password. You register once with your Synchrony merchant number and the bank account you enrolled with. With Fous you sign in once through Business Center's own sign-in with your own account, and the login is sealed with AES-256, never returned by the API or written to logs.

## Worth knowing

- **Funding in 90-day segments**: The Daily Funding Report shows up to 15 months of data, searched 90 days at a time, so a method takes a date range and a longer history means several calls.
- **Authorizations go back 180 days**: The Authorization Report covers authorization-only transactions for up to 180 days, viewed in 90-day increments. Older authorizations are not in it.
- **Disputes need enrollment first**: Disputes Documentation Requests sits under Management Tools. Synchrony eCommerce Solutions merchants enroll in it before its dashboard shows their disputes.
- **No email addresses in My Customer List**: Synchrony leaves email addresses out of My Customer List for privacy. To match customers with your own records, use the name and the other details the list shows.

## More in Finance: payments, cards and lending

- [U.S. Bank Access Online](https://fous.com/automate/u-s-bank-access-online.md)
- [CareCredit Provider Center](https://fous.com/automate/carecredit-provider-center.md)
- [e-OSCAR](https://fous.com/automate/e-oscar.md)
- [Comdata iConnectData](https://fous.com/automate/comdata-iconnectdata.md)
- [WEX Online](https://fous.com/automate/wex-online.md)
- [NextGear Capital Account Portal](https://fous.com/automate/nextgear-capital-account-portal.md)
- [Elavon Payments Insider](https://fous.com/automate/elavon-payments-insider.md)
- [Moneris Merchant Direct](https://fous.com/automate/moneris-merchant-direct.md)
- [Portal Rede](https://fous.com/automate/portal-rede.md)
- [Site Cielo](https://fous.com/automate/site-cielo.md)
- [Worldpay iQ](https://fous.com/automate/worldpay-iq.md)
- [CAFS](https://fous.com/automate/cafs.md)
- [Paymode-X](https://fous.com/automate/paymode-x.md)

Other industries: [SIPP Online](/automate/sipp-online), [GST Portal](/automate/gst-portal), [Amadeus Selling Platform Connect](/automate/amadeus-selling-platform-connect), [Simplificación Registral](/automate/simplificacion-registral), [GDRFA Dubai Smart Services](/automate/gdrfa-dubai-smart-services), [Road Transport Posting Declaration Portal](/automate/road-transport-posting-declaration-portal).

## Frequently asked questions

### Does Synchrony Business Center have an API?

Synchrony documents no API for Business Center's reports. It points businesses to a developer portal for its APIs and to an eCommerce Partner Center for integration support, while the Daily Funding Report and the other reports are screens you search, with funding downloadable to Excel.

### How far back can I see funding in Business Center?

Up to 15 months. The Daily Funding Report shows that history in 90-day segments: you pick a program and a date range, then Search. The Authorization Report keeps 180 days.

### When does Synchrony fund my sales?

On Flex, within two business days after you ship and complete the transaction. Funding is the transaction amount less your program's merchant fee, deposited to the bank account you enrolled with.

### Where do I handle chargebacks in Business Center?

Under Management Tools, in Disputes Documentation Requests. eCommerce merchants enroll in that tool first, and its dashboard then keeps their disputes in one place.

### Is Fous affiliated with Synchrony?

No. Fous is an independent product. You use it with your own Business Center account, and a method reads and does only what that account can.

Fous is an independent product: it is not affiliated with, endorsed by or sponsored by the operator of Synchrony Business Center (Synchrony). The name is used only to say which system this page is about. Something here wrong or out of date? Write to legal@fous.com.
