# Pull your Access Online transactions into your own systems

> Build a method that reads card transactions from U.S. Bank Access Online with their Approval Status, accounting codes and attachments. A workflow can check each card account every weekday for Pending transactions and missing receipts before the cycle closes.

Page: https://fous.com/automate/u-s-bank-access-online
Updated: 2026-11-12

Works with your own U.S. Bank Access Online account. Fous is an independent product.

## What you can build on Access Online

### Get card transactions

Reads the transaction list for one card account: approval status, dates, merchant, amount, attachment and accounting code.

- Takes: Card account (last 4 digits), date range, approval status (optional)
- Returns: Approval status, transaction date, posting date, merchant, amount, has attachment, accounting code, description

### Check balance and available credit

Reads the dashboard for one card account: current balance, credit limit, available credit and the last 10 posted transactions.

- Takes: Card account (last 4 digits)
- Returns: Account name, last 4 digits, current balance, credit limit, available credit, last 10 posted transactions

### Get a transaction's approval history

Opens one transaction and reads its Summary, Transaction Line Item and Approval History tabs.

- Takes: Card account (last 4 digits), transaction date, merchant, amount
- Returns: Merchant, amount, line items, approval history entries, current approval status

### Reallocate and approve a transaction

Selects a transaction, sets its accounting code and description on the Allocations tab, saves the allocation and approves it.

- Takes: Card account (last 4 digits), transaction date, merchant, amount, accounting code, description
- Returns: Merchant, amount, accounting code, description, approval status

## Automate Access Online with a workflow

A [workflow](/product/workflows) runs your methods as one process, with nobody at the screen. A schedule or a call from your own system starts it, the steps run in order, and the result arrives in your inbox or in the systems you already use.

### Pending transactions before the cycle closes

Starts: Every weekday at 8:00

1. For each card account you name, get the card transactions in the current billing cycle.
2. Keep the transactions whose Approval Status is still Pending.
3. Email you the list, one section per card account.

### Transactions without a receipt, every Monday

Starts: Every Monday at 9:00

1. For each card account, get the card transactions posted in the last 7 days.
2. Keep the transactions with no attachment.
3. Post each one, with card account, merchant, amount and posting date, to your Slack webhook.

### Approved transactions, posted to your ERP

Starts: Every day at 18:00

1. For each card account, get the card transactions with Approval Status Approved.
2. Keep the transactions that were not on the last run's list.
3. Post each one, with its accounting code and description, to your ERP webhook.

You can run a workflow by hand on every plan, Free included. Schedules and webhook triggers come with the paid plans, from $29 a month.

## Once built, one call from your code

Once you have built a [method](/product/methods), it is one POST to /v1/runs from your backend, or a tool an AI agent calls over MCP. This is what “Get card transactions” would look like.

Example request:

```
curl https://api.fous.com/v1/runs \
  -H "Authorization: Bearer $FOUS_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{
    "method": "access.usbank.com/get_card_transactions",
    "input": {
      "card_last4": "4821",
      "from": "2026-10-21",
      "to": "2026-11-12",
      "approval_status": "Pending"
    }
  }'
```

Example response:

```
{
  "status": "completed",
  "data": {
    "account_name": "Acme Facilities PCard",
    "card_last4": "4821",
    "transactions": [
      {
        "approval_status": "Pending",
        "trans_date": "2026-11-06",
        "posting_date": "2026-11-09",
        "merchant": "Globex Office Supply",
        "amount": 248.6,
        "has_attachment": false,
        "accounting_code": "100-4410-2210",
        "description": null
      }
    ],
    "count": 1
  }
}
```

An example with invented data, not a ready-made endpoint. The method exists in your organization once you build it, and its name, inputs and fields follow your request.

## Access Online’s own options

U.S. Bank publishes APIs for its card programs on its Developer Portal: one retrieves Access Online transactions, orders and attachments, another creates and maintains card accounts and spending controls. Your organization must be verified there and request production access for each API. Without that, you work in Access Online itself.

| Option | What it covers | What it takes |
| --- | --- | --- |
| Access Online Transactions API | Retrieves transaction details, order details and transaction attachments, as zip files, for reporting and auditing. | A verified organization on the U.S. Bank Developer Portal and production access requested for the API. Attachments up to 10MB. |
| Corporate Credit Cards API | Creates, maintains and closes card accounts, sets spending controls and limits, maintains cardholder details, retrieves transactions. | A Corporate Travel, One Card or Purchasing Card program on Visa or Mastercard, in USD or CAD. |
| Corporate Statements API | Searches up to two years of corporate account statements, with balances and payments, and downloads them as PDF. | A verified organization on the U.S. Bank Developer Portal and production access requested for the API. |
| Access Online by hand | Transactions, reallocation, approval, attachments and statements, one card account or program at a time on screen. | An Access Online user ID under your organization's short name. |

Read on November 12, 2026: [Access Online Transactions API](https://developer.usbank.com/products/access-online-transactions/v1), [Corporate Credit Cards API](https://developer.usbank.com/products/corporate-credit-cards/v1), [Getting started with U.S. Bank APIs](https://developer.usbank.com/getting-started-with-our-apis).

## Signing in to Access Online

Access Online asks for your organization short name, user ID and password, and you set up authentication questions when you register. Department of Defense card users sign in through PIEE single sign-on instead. With Fous you sign in through Access Online's own sign-in with your own account, and the login is sealed with AES-256, never returned by the API or written to logs.

## Worth knowing

- **Saved is not approved**: A reallocation stays Pending after Save Allocations until you click Approve. Changes made on the Allocations tab are lost if you leave without saving them.
- **Approval locks the transaction**: An approved transaction moves to the approver's queue and is locked. To change it, you click Pull Back, make the change and approve it again.
- **Attachments: 5MB per transaction**: You can attach PNG, JPG or PDF files to a transaction, and they are converted to PDF. All files on one transaction together may not exceed 5MB.
- **Statements follow your billing cycle**: Statements are under Account Information, Cardholder Account Statement. In one state's program guide, the cycle closes on the 20th and the statement is ready the next business day.

## More in Finance: payments, cards and lending

- [CareCredit Provider Center](https://fous.com/automate/carecredit-provider-center.md)
- [Synchrony Business Center](https://fous.com/automate/synchrony-business-center.md)
- [e-OSCAR](https://fous.com/automate/e-oscar.md)
- [Comdata iConnectData](https://fous.com/automate/comdata-iconnectdata.md)
- [WEX Online](https://fous.com/automate/wex-online.md)
- [NextGear Capital Account Portal](https://fous.com/automate/nextgear-capital-account-portal.md)
- [Elavon Payments Insider](https://fous.com/automate/elavon-payments-insider.md)
- [Moneris Merchant Direct](https://fous.com/automate/moneris-merchant-direct.md)
- [Portal Rede](https://fous.com/automate/portal-rede.md)
- [Site Cielo](https://fous.com/automate/site-cielo.md)
- [Worldpay iQ](https://fous.com/automate/worldpay-iq.md)
- [CAFS](https://fous.com/automate/cafs.md)
- [Paymode-X](https://fous.com/automate/paymode-x.md)

Other industries: [登記情報提供サービス](/automate/registry-information-service), [MCA21](/automate/mca21), [IATA BSPlink](/automate/iata-bsplink), [Mis Comprobantes](/automate/mis-comprobantes), [CAC Company Registration Portal](/automate/cac-company-registration-portal), [Telemaco](/automate/telemaco).

## Frequently asked questions

### Does U.S. Bank Access Online have an API?

Yes, through the U.S. Bank Developer Portal. The Access Online Transactions API retrieves transactions, orders and attachments, and the Corporate Credit Cards API maintains card accounts and spending controls. Your organization has to be verified on the portal and request production access for each API.

### Why is my transaction still Pending after I reallocated it?

Because saving the allocation does not send it on. The Approval Status stays Pending until you click Approve, which moves the transaction to your approver's queue.

### Can I change a transaction after approving it?

Yes, by pulling it back. Click Pull Back on the transaction, make your changes, then approve it again to send it back to your approver's queue.

### Where do I download my statement in Access Online?

Under Account Information, then Cardholder Account Statement. Each program has its own billing cycle: in one state's program guide, the statement is ready the business day after the cycle closes on the 20th.

### Is Fous affiliated with U.S. Bank?

No. Fous is an independent product. You use it with your own Access Online account, and a method reads and does only what that account can.

Fous is an independent product: it is not affiliated with, endorsed by or sponsored by the operator of U.S. Bank Access Online (U.S. Bank). The name is used only to say which system this page is about. Something here wrong or out of date? Write to legal@fous.com.