# Turn Worldpay iQ into an API > Read Bank Account Activity, settled transactions and the Disputes summary from Worldpay iQ with one API call for each location. A workflow can check yesterday's deposits for every MID each morning and hand the credited and debited amounts to accounting. Page: https://fous.com/automate/worldpay-iq Updated: 2026-11-12 Works with your own Worldpay iQ account. Fous is an independent product. ## What you can build on Worldpay iQ ### Get bank account activity Reads Transactions > Bank Account Activity for one location and date range: the deposits and debits to your bank accounts, with the Net Amount. - Takes: Location (chain, store or MID), date range, bank account (optional), settlement type (optional) - Returns: Date, bank account, settlement type, credited amount, debited amount, net amount ### Search settled transactions Runs Transactions > Search with Settlements Only for one location and returns each Sale, Return or Payment on Account in the range. - Takes: Location, date range, payment type (optional), card network (optional), last 4 digits (optional) - Returns: Date, transaction type, payment type, card network, last 4 digits, amount, customer fields ### Read the dashboard deposits and disputes Reads the Dashboard for one location: the Latest Deposits widget with its credits and debits, and the Disputes summary. - Takes: Location (chain, store or MID) - Returns: Latest 2 deposits with credits and debits, disputes total amount, number of items, number outstanding ### Issue a refund on a sale Finds a SALE transaction in Transactions > Search, selects Issue Refund and enters the refund amount. - Takes: Location, transaction date, amount, last 4 digits, refund amount - Returns: Original transaction date, original amount, refund amount, status ## Automate Worldpay iQ with a workflow A [workflow](/product/workflows) runs your methods as one process, with nobody at the screen. A schedule or a call from your own system starts it, the steps run in order, and the result arrives in your inbox or in the systems you already use. ### Yesterday's deposits for every MID, to accounting Starts: Every weekday at 8:00 1. For each location you name, get the bank account activity for yesterday. 2. Stop when no location has a credit or a debit. 3. Post each location's credited amount, debited amount and net amount to your accounting system's webhook. ### Changes in outstanding disputes across your locations Starts: Every weekday at 9:00 1. For each location, read the Disputes summary on the Dashboard. 2. Keep the locations whose number outstanding changed since the last run. 3. Email you the list with total amount, number of items and number outstanding. ### Settled sales checked against the latest deposit Starts: Every weekday at 10:00 1. For each location, search yesterday's settled transactions and add up sales and returns. 2. Read the Latest Deposits widget for the same location. 3. Have an AI step list the locations where settled sales and the latest deposit differ, and email you. You can run a workflow by hand on every plan, Free included. Schedules and webhook triggers come with the paid plans, from $29 a month. ## Once built, one call from your code Once you have built a [method](/product/methods), it is one POST to /v1/runs from your backend, or a tool an AI agent calls over MCP. This is what “Get bank account activity” would look like. Example request: ``` curl https://api.fous.com/v1/runs \ -H "Authorization: Bearer $FOUS_API_KEY" \ -H "Content-Type: application/json" \ -d '{ "method": "www.accessmyiq.com/get_bank_account_activity", "input": { "location": "Acme Hardware, Store 12", "from": "2026-11-09", "to": "2026-11-11" } }' ``` Example response: ``` { "status": "completed", "data": { "location": "Acme Hardware, Store 12", "from": "2026-11-09", "to": "2026-11-11", "activity": [ { "date": "2026-11-10", "bank_account": "****4821", "settlement_type": "Card settlement", "credited_amount": 6412.35, "debited_amount": 0 } ], "credited_amount": 11521.25, "debited_amount": 182.4, "net_amount": 11338.85 } } ``` An example with invented data, not a ready-made endpoint. The method exists in your organization once you build it, and its name, inputs and fields follow your request. ## Worldpay iQ’s own options Worldpay's iQ help articles describe a portal you use by hand or in the iQ mobile app. Transaction Search and Bank Account Activity export to CSV, billing statements download as PDF, and the Reports page holds pre-generated reports an administrator adds to your account. None of the iQ articles we read describes a reporting API. | Option | What it covers | What it takes | | --- | --- | --- | | Reports | Pre-generated reports in the Merchant Statements, Gift Card, Billing and Reconciliation categories, daily, weekly, monthly or yearly, to preview or download. | An administrator adds the reports to your account. Each one is found on the Reports page and downloaded there. | | CSV exports | The results of Transaction Search and the Bank Account Activity grid, or a single activity record. | The Export button on Transaction Search or Bank Account Activity, for the location and filters you have chosen. | | iQ by hand | Dashboard, Transaction Search, Bank Account Activity, Disputes, Reports and billing statements, on the web or in the mobile app. | An iQ user for your business, with the location selector set to the chain, store or MID you want. | Read on November 12, 2026: [New iQ Product Tour](https://worldpay.egain.cloud/kb/merchantserviceonline/content/503200000038985/New-iQ-Product-Tour), [Search and view reports](https://worldpay.egain.cloud/kb/merchantserviceonline/content/DEV-20869/Search-and-view-reports), [Bank Account Activity](https://worldpay.egain.cloud/kb/merchantserviceonline/content/DEV-34711/Bank-Account-Activity). ## Signing in to Worldpay iQ Worldpay's support page sends merchants to iQ's sign-in at www.accessmyiq.com/login, and after signing in you choose the chain, store or MID in the location selector. With Fous you sign in once through iQ's own sign-in with your own account. The login is sealed with AES-256, never returned by the API or written to logs, and code and AI agents never see it. ## Worth knowing - **Pages follow the location selector**: iQ applies the chain, store or MID picked in the location selector to the pages that follow. A method takes the location as an input, and a workflow loops over your locations. - **Today shows authorizations, not settlements**: Transaction Search defaults to Settlements Only for past date ranges. A range that includes today defaults to Authorizations Only. - **Reports have to be added first**: The Reports page lists pre-generated reports that an administrator adds to your account. A report that is not on your account does not appear in Reports Search. - **Deposits follow the previous day's sales**: Worldpay notes that the previous day's sales typically equal the latest deposit, which the Dashboard's Latest Deposits widget shows with its credits and debits. ## More in Finance: payments, cards and lending - [U.S. Bank Access Online](https://fous.com/automate/u-s-bank-access-online.md) - [CareCredit Provider Center](https://fous.com/automate/carecredit-provider-center.md) - [Synchrony Business Center](https://fous.com/automate/synchrony-business-center.md) - [e-OSCAR](https://fous.com/automate/e-oscar.md) - [Comdata iConnectData](https://fous.com/automate/comdata-iconnectdata.md) - [WEX Online](https://fous.com/automate/wex-online.md) - [NextGear Capital Account Portal](https://fous.com/automate/nextgear-capital-account-portal.md) - [Elavon Payments Insider](https://fous.com/automate/elavon-payments-insider.md) - [Moneris Merchant Direct](https://fous.com/automate/moneris-merchant-direct.md) - [Portal Rede](https://fous.com/automate/portal-rede.md) - [Site Cielo](https://fous.com/automate/site-cielo.md) - [CAFS](https://fous.com/automate/cafs.md) - [Paymode-X](https://fous.com/automate/paymode-x.md) Other industries: [BIR eFPS](/automate/bir-efps), [TRACES](/automate/traces), [Tripadvisor Management Centre](/automate/tripadvisor-management-centre), [BPS Servicios en Línea](/automate/bps-servicios-en-linea), [ZATCA e-Services](/automate/zatca-e-services), [Prozorro](/automate/prozorro). ## Frequently asked questions ### Does Worldpay iQ have an API? None of the iQ help articles we read describes a reporting API. iQ gives you CSV exports from Transaction Search and Bank Account Activity, PDF billing statements, and pre-generated reports an administrator adds to your account. ### Where do I see my deposits in iQ? Under Transactions > Bank Account Activity, filtered by date range, bank account and settlement type. The summary shows a Net Amount, credited minus debited, and the grid exports to CSV. The Dashboard's Latest Deposits widget shows your last 2 deposits. ### Why are today's transactions not shown as settled? Because a date range that includes today defaults to Authorizations Only in Transaction Search. Past ranges default to Settlements Only, which shows Sales, Returns and Payment on Account. ### How do I download my monthly billing statement? Pick your location in the location selector, choose a month under Billing Statements and click Download PDF. The Dashboard also shows your billing statement. ### Is Fous affiliated with Worldpay? No. Fous is an independent product. You use it with your own iQ account, and a method reads and does only what that account can. Fous is an independent product: it is not affiliated with, endorsed by or sponsored by the operator of Worldpay iQ (Worldpay). The name is used only to say which system this page is about. Something here wrong or out of date? Write to legal@fous.com.