# Bankrate API: List best savings, CD or money market rates > Lists Bankrate's current high-yield savings, CD (for a chosen term) or money market account rates in Bankrate's listed order, with APY, minimum deposit and whether the listing is sponsored. Unofficial. Not affiliated with or endorsed by Bankrate. - Page: https://fous.com/methods/bankrate.com/list-best-savings-rates - Method: `bankrate.com/list_best_savings_rates`, version 1 - Website: bankrate.com - Returns: as-of date; bank, account, APY, minimum deposit, sponsored flag, page link, CD term - Effect: read (it gets data and changes nothing) - Sign-in: none needed - Cost: 1 credit per completed run (1¢ with pay as you go); failed runs are free - Verified: Nov 2, 2026 ## Inputs | Field | Type | Required | In the run below | Description | |---|---|---|---|---| | `cd_term` | string | no | `"1_year"` | CD term when product is cd, for example 1_year. One of "3_months", "6_months", "1_year", "18_months", "2_years", "3_years", "5_years". Default "1_year". | | `product` | string | no | `"cd"` | Account type to list, for example high_yield_savings. One of "high_yield_savings", "cd", "money_market". Default "high_yield_savings". | | `max_results` | integer | no | `15` | Maximum accounts to return, for example 15. Default 15. | ## Output From a run on Oct 31, 2026, shortened. Its input: ```json { "cd_term": "1_year", "product": "cd", "max_results": 15 } ``` Its output: ```json { "accounts": [ { "term": "1 year", "bank_name": "E*TRADE", "page_link": "https://www.bankrate.com/banking/cds/cd-rates/", "sponsored": true, "apy_percent": 4.35, "account_name": "E*TRADE Certificate of Deposit", "minimum_deposit_usd": 0 }, { "term": "1 year", "bank_name": "BTG Pactual Bank", "page_link": "https://www.bankrate.com/banking/reviews/btg-pactual/", "sponsored": false, "apy_percent": 4.45, "account_name": "1 Yr CD", "minimum_deposit_usd": 500 }, { "term": "1 year", "bank_name": "EagleBank", "page_link": "https://www.bankrate.com/banking/cds/cd-rates/", "sponsored": false, "apy_percent": 4.45, "account_name": "1 Yr CD", "minimum_deposit_usd": 1000 } ], "as_of_date": "2026-09-29" } ``` ## Run it From code, with a Fous API key in `FOUS_API_KEY`; the answer's `data` holds the output: ```bash curl https://api.fous.com/v1/runs \ -H "Authorization: Bearer $FOUS_API_KEY" \ -H "Content-Type: application/json" \ -d '{"method":"bankrate.com/list_best_savings_rates","input":{"cd_term":"1_year","product":"cd","max_results":15}}' ``` From an AI agent connected to the Fous MCP server: its `run` with the same method and input. To connect one, give it `set up https://fous.com/SKILL.md`. ## Ask your agent - What are the top high-yield savings account APYs on Bankrate right now? Show me the top 10 with minimum deposits. - I have $20k I won't need for about 18 months — which banks are paying the best 18-month CD rates today, and which listings are sponsored? - Compare current money market account rates: bank name, APY and minimum opening deposit, top 25. - Pull Bankrate's list of the best 5-year CD rates as of today, flagging any paid placements. - Which 6-month CDs have the highest APY at the moment? Just give me the top 5. ## Input schema ```json { "type": "object", "properties": { "cd_term": { "enum": [ "3_months", "6_months", "1_year", "18_months", "2_years", "3_years", "5_years" ], "type": "string", "default": "1_year", "description": "CD term when product is cd, for example 1_year." }, "product": { "enum": [ "high_yield_savings", "cd", "money_market" ], "type": "string", "default": "high_yield_savings", "description": "Account type to list, for example high_yield_savings." }, "max_results": { "type": "integer", "default": 15, "maximum": 50, "minimum": 1, "description": "Maximum accounts to return, for example 15." } } } ``` ## Output schema ```json { "type": "object", "required": [ "as_of_date", "accounts" ], "properties": { "accounts": { "type": "array", "items": { "type": "object", "required": [ "bank_name", "account_name", "apy_percent", "minimum_deposit_usd", "sponsored", "page_link" ], "properties": { "term": { "type": "string", "description": "CD term; present only on CDs." }, "bank_name": { "type": "string", "description": "Bank or credit union name." }, "page_link": { "type": "string", "description": "Bankrate page for this account or its rate listing." }, "sponsored": { "type": "boolean", "description": "Whether Bankrate marks this account as a sponsored listing." }, "apy_percent": { "type": "number", "description": "Annual percentage yield, in percent." }, "account_name": { "type": "string", "description": "Account name." }, "minimum_deposit_usd": { "type": [ "number", "null" ], "description": "Minimum opening deposit in US dollars, or null if not provided." } }, "additionalProperties": false }, "description": "Accounts in Bankrate's listed order." }, "as_of_date": { "type": "string", "format": "date", "description": "Date the listed rates were retrieved (YYYY-MM-DD)." } }, "additionalProperties": false } ``` ## See more - [Bankrate API: Get mortgage rates](https://fous.com/methods/bankrate.com/get-mortgage-rates.md): Gets Bankrate's published mortgage or refinance interest rates and APRs by loan type, with the as-of date of the rate table. A ZIP code or state picks the matching state page; Bankrate describes these tables as national averages. Weekly changes are included only when Bankrate publishes a matching change. - [Freddie Mac API: Get mortgage rates](https://fous.com/methods/freddiemac.com/get-mortgage-rates.md): Returns Freddie Mac's U.S. 30-year and 15-year fixed mortgage rates for the latest survey or a chosen date, with weekly and year-ago changes, and optionally a weekly history for a date range. - [Investing.com API: Get government bond yields](https://fous.com/methods/investing.com/get-bond-yields.md): Gets current government bond yields from Investing.com's world government bonds table, optionally filtered by country and maturity term. - [European Union API: Get key interest rates](https://fous.com/methods/ecb.europa.eu/get-key-interest-rates.md): Returns the ECB's current deposit facility, main refinancing operations and marginal lending facility rates with their effective date. Optionally includes earlier rate changes, newest first. - [Product Hunt API: List daily launches](https://fous.com/methods/producthunt.com/list-launches.md): Lists featured launches in Product Hunt's daily leaderboard order for a given US Pacific day, with each product's website when its public page shows one. - [U.S. Treasury API: Get Treasury yields](https://fous.com/methods/home.treasury.gov/get-treasury-yields.md): Gets official daily Treasury par yield curve rates for a date, or the latest published date on or before it. - [Metacritic API: List best-reviewed titles](https://fous.com/methods/metacritic.com/list-best-reviewed.md): Lists the highest-Metascore games, movies or TV shows on Metacritic for a release year or all time. You can filter by genre, and by platform for games. - [Google API: List Google Play top charts](https://fous.com/methods/play.google.com/list-top-charts.md): Lists ranked Android apps or games from the Google Play top free, top paid or top grossing chart for a country and category. - [All Bankrate methods](https://fous.com/methods/bankrate.com.md)