# Wise API: Compare transfer costs > Compares what recipients get from Wise and other providers for a transfer amount and currency pair, with fees, rates and delivery times. Unofficial. Not affiliated with or endorsed by Wise. - Page: https://fous.com/methods/wise.com/compare-transfer-costs - Method: `wise.com/compare_transfer_costs`, version 1 - Website: wise.com - Returns: provider name, transfer fee, exchange rate, markup, recipient amount, delivery time, quote date, comparison page link, mid-market rate - Effect: read (it gets data and changes nothing) - Sign-in: none needed - Cost: 1 credit per completed run (1ยข with pay as you go); failed runs are free - Verified: Nov 2, 2026 ## Inputs | Field | Type | Required | In the run below | Description | |---|---|---|---|---| | `amount` | number | yes | `2000` | Amount to send in the from currency, for example 1000. | | `to_currency` | string | yes | `"EUR"` | Currency name or three-letter code to receive, for example Mexican peso or MXN. | | `from_currency` | string | yes | `"British pound"` | Currency name or three-letter code to send, for example USD or US dollar. | | `sending_country` | string | no | `"GB"` | Country name or two-letter code where the money is sent from, for example United States or US. Defaults to the home country of the from currency. Default "". | ## Output From a run on Oct 23, 2026, shortened. Its input: ```json { "amount": 2000, "to_currency": "EUR", "from_currency": "British pound", "sending_country": "GB" } ``` Its output: ```json { "amount": 2000, "providers": [ { "page_url": "https://wise.com/gb/compare/?sourceCurrency=GBP&targetCurrency=EUR&sendAmount=2000#comparison-table", "transfer_fee": 7.1, "delivery_time": "1 second", "exchange_rate": 1.19446, "provider_name": "Wise", "recipient_gets": 2380.44, "quote_collected_date": "2026-10-23", "exchange_rate_markup_percent": 0 }, { "page_url": "https://wise.com/gb/compare/?sourceCurrency=GBP&targetCurrency=EUR&sendAmount=2000#comparison-table", "transfer_fee": 1.99, "delivery_time": null, "exchange_rate": 1.1848735024, "provider_name": "Western Union", "recipient_gets": 2367.39, "quote_collected_date": "2026-10-23", "exchange_rate_markup_percent": 0.80839306 }, { "page_url": "https://wise.com/gb/compare/?sourceCurrency=GBP&targetCurrency=EUR&sendAmount=2000#comparison-table", "transfer_fee": 0, "delivery_time": null, "exchange_rate": 1.1680811758, "provider_name": "HSBC", "recipient_gets": 2336.16, "quote_collected_date": "2026-10-20", "exchange_rate_markup_percent": 2.21416157 } ], "to_currency": "EUR", "from_currency": "GBP", "mid_market_rate": 1.19446, "sending_country": "GB" } ``` ## Run it From code, with a Fous API key in `FOUS_API_KEY`; the answer's `data` holds the output: ```bash curl https://api.fous.com/v1/runs \ -H "Authorization: Bearer $FOUS_API_KEY" \ -H "Content-Type: application/json" \ -d '{"method":"wise.com/compare_transfer_costs","input":{"amount":2000,"to_currency":"EUR","from_currency":"British pound","sending_country":"GB"}}' ``` From an AI agent connected to the Fous MCP server: its `run` with the same method and input. To connect one, give it `set up https://fous.com/SKILL.md`. ## Ask your agent - Compare what my family in Mexico would receive if I send 1000 USD from the United States, with fees and delivery times across providers - Which money transfer service gives the best rate for sending 2500 euros to Japanese yen from Germany? - Show me a side-by-side comparison of sending 500 British pounds to Indian rupees, including markups and recipient amounts on wise.com - I need to know how much a recipient in Brazil gets if I transfer 3000 Canadian dollars, and how long it takes compared to other providers - Check the mid-market rate and fees for sending 750 Australian dollars to Thai baht from Australia ## Input schema ```json { "type": "object", "required": [ "amount", "from_currency", "to_currency" ], "properties": { "amount": { "type": "number", "maximum": 9999999999999, "minimum": 0.000001, "description": "Amount to send in the from currency, for example 1000." }, "to_currency": { "type": "string", "description": "Currency name or three-letter code to receive, for example Mexican peso or MXN." }, "from_currency": { "type": "string", "description": "Currency name or three-letter code to send, for example USD or US dollar." }, "sending_country": { "type": "string", "default": "", "description": "Country name or two-letter code where the money is sent from, for example United States or US. Defaults to the home country of the from currency." } } } ``` ## Output schema ```json { "type": "object", "required": [ "amount", "from_currency", "to_currency", "sending_country", "mid_market_rate", "providers" ], "properties": { "amount": { "type": "number" }, "providers": { "type": "array", "items": { "type": "object", "required": [ "provider_name", "transfer_fee", "exchange_rate", "exchange_rate_markup_percent", "recipient_gets", "delivery_time", "quote_collected_date", "page_url" ], "properties": { "page_url": { "type": "string" }, "transfer_fee": { "type": [ "number", "null" ] }, "delivery_time": { "type": [ "string", "null" ] }, "exchange_rate": { "type": [ "number", "null" ] }, "provider_name": { "type": "string" }, "recipient_gets": { "type": [ "number", "null" ] }, "quote_collected_date": { "type": [ "string", "null" ], "format": "date" }, "exchange_rate_markup_percent": { "type": [ "number", "null" ] } }, "additionalProperties": false } }, "to_currency": { "type": "string" }, "from_currency": { "type": "string" }, "mid_market_rate": { "type": "number" }, "sending_country": { "type": "string" } }, "additionalProperties": false } ``` ## See more - [Wise API: Get exchange rate](https://fous.com/methods/wise.com/get-exchange-rate.md): Gets Wise's current mid-market exchange rate and converted amount for two currencies, with optional daily rate history. - [Wise API: Search SWIFT codes](https://fous.com/methods/wise.com/search-swift-codes.md): Finds the SWIFT/BIC codes and branch locations Wise lists for a bank in a country, optionally narrowed by city, address, postcode, branch name or code; head office first. - [Wise API: Check IBAN](https://fous.com/methods/wise.com/check-iban.md): Checks an IBAN's country length and check digits locally, then looks up the bank details Wise shows for it. A valid format does not confirm the account exists; branch names may be unavailable. - [XE API: Convert currency](https://fous.com/methods/xe.com/convert-currency.md): Converts an amount between two currencies using XE's displayed mid-market rate. It also returns the rate time and an XE converter link. Rates are informational, not transfer quotes. - [Numbeo API: Compare cost of living between two cities](https://fous.com/methods/numbeo.com/compare-cost-of-living.md): Compares living costs in two Numbeo cities: six price and purchasing-power differences, plus the monthly take-home salary needed in the destination for a similar standard of living (rent assumed in both cities). - [European Union API: Convert currency](https://fous.com/methods/ecb.europa.eu/convert-currency.md): Converts an amount between currencies using ECB euro reference rates, including euro and cross-currency conversions. Uses the latest preceding published rate when the date has none. - [Google API: Convert currency amount](https://fous.com/methods/google.com/convert-currency.md): Converts an amount between two currencies using the current Google Finance quote. Rates may be delayed. - [Apple API: Compare Apple Store prices across countries](https://fous.com/methods/apple.com/compare-country-prices.md): Compares the Apple Store price of one product configuration across up to 15 countries, converted with the latest European Central Bank reference rates. - [All Wise methods](https://fous.com/methods/wise.com.md)