Skip to content

Bankrate API: List best savings, CD or money market rates

Lists Bankrate's current high-yield savings, CD (for a chosen term) or money market account rates in Bankrate's listed order, with APY, minimum deposit and whether the listing is sponsored.

bankrate.com (opens in a new tab)Version 1ReadNo sign-inVerified Nov 2, 2026

Unofficial. Not affiliated with or endorsed by Bankrate.

Inputs

Values from the run on Oct 31, 2026, shown under Output.

Cd Term optionalcd_term

CD term when product is cd, for example 1_year.

1_year

One of 3_months, 6_months, 1_year, 18_months, 2_years, 3_years, 5_years. Default 1_year.

Product optionalproduct

Account type to list, for example high_yield_savings.

cd

One of high_yield_savings, cd, money_market. Default high_yield_savings.

Max Results optionalmax_results

Maximum accounts to return, for example 15.

15

Whole number from 1 to 50. Default 15.

Output

From a run on Oct 31, 2026, shortened for this page.
{  "accounts": [    {      "term": "1 year",      "bank_name": "E*TRADE",      "page_link": "https://www.bankrate.com/banking/cds/cd-rates/",      "sponsored": true,      "apy_percent": 4.35,      "account_name": "E*TRADE Certificate of Deposit",      "minimum_deposit_usd": 0    },    {      "term": "1 year",      "bank_name": "BTG Pactual Bank",      "page_link": "https://www.bankrate.com/banking/reviews/btg-pactual/",      "sponsored": false,      "apy_percent": 4.45,      "account_name": "1 Yr CD",      "minimum_deposit_usd": 500    },    {      "term": "1 year",      "bank_name": "EagleBank",      "page_link": "https://www.bankrate.com/banking/cds/cd-rates/",      "sponsored": false,      "apy_percent": 4.45,      "account_name": "1 Yr CD",      "minimum_deposit_usd": 1000    }  ],  "as_of_date": "2026-09-29"}
Price
1 credit per completed run (1¢ with pay as you go); failed runs are free.
Method
bankrate.com/list_best_savings_rates
Returns
as-of date; bank, account, APY, minimum deposit, sponsored flag, page link, CD term

Use it from your agent

Give your agent this line. It reads SKILL.md, gets a Fous API key and connects the Fous MCP server. Its run then takes the method bankrate.com/list_best_savings_rates with the inputs above.

Ask your agent

  • What are the top high-yield savings account APYs on Bankrate right now? Show me the top 10 with minimum deposits.
  • I have $20k I won't need for about 18 months — which banks are paying the best 18-month CD rates today, and which listings are sponsored?
  • Compare current money market account rates: bank name, APY and minimum opening deposit, top 25.
  • Pull Bankrate's list of the best 5-year CD rates as of today, flagging any paid placements.
  • Which 6-month CDs have the highest APY at the moment? Just give me the top 5.
  • Gets Bankrate's published mortgage or refinance interest rates and APRs by loan type, with the as-of date of the rate table. A ZIP code or state picks the matching state page; Bankrate describes these tables as national averages. Weekly changes are included only when Bankrate publishes a matching change.

    bankrate.com/get_mortgage_rates
  • Returns Freddie Mac's U.S. 30-year and 15-year fixed mortgage rates for the latest survey or a chosen date, with weekly and year-ago changes, and optionally a weekly history for a date range.

    freddiemac.com/get_mortgage_rates
  • Gets current government bond yields from Investing.com's world government bonds table, optionally filtered by country and maturity term.

    investing.com/get_bond_yields
  • Returns the ECB's current deposit facility, main refinancing operations and marginal lending facility rates with their effective date. Optionally includes earlier rate changes, newest first.

    ecb.europa.eu/get_key_interest_rates
  • Lists featured launches in Product Hunt's daily leaderboard order for a given US Pacific day, with each product's website when its public page shows one.

    producthunt.com/list_launches
  • Gets official daily Treasury par yield curve rates for a date, or the latest published date on or before it.

    home.treasury.gov/get_treasury_yields
  • Lists the highest-Metascore games, movies or TV shows on Metacritic for a release year or all time. You can filter by genre, and by platform for games.

    metacritic.com/list_best_reviewed
  • Lists ranked Android apps or games from the Google Play top free, top paid or top grossing chart for a country and category.

    play.google.com/list_top_charts