Freddie Mac

Fixed mortgage rates, mortgage rate history and mortgage rate changes

Weekly U.S. mortgage rate averages from Freddie Mac’s Primary Mortgage Market Survey.

Get mortgage rates

Get mortgage rates

Get Freddie Mac’s U.S. 30-year and 15-year fixed mortgage rates for the latest survey or a chosen date, with weekly and year-ago changes. An optional date range adds up to 520 weekly results, newest first. The 15-year series begins in August 1991; earlier rates are unavailable. Year-ago changes compare with the survey week around 52 weeks earlier.

Your information

More options

DateOptional

Survey week on or before this date; defaults to the latest survey.

End DateOptional

Last date to include in weekly history; defaults to today when start_date is set.

Start DateOptional

First date to include in weekly history; defaults to the earliest available survey when end_date is set.

1 credit per completed run

The same inputs also work from your code or an AI assistant. See For developers.

Example results

Sep 24, 2026 mortgage rates

30-year fixed

Average rate (%)7.03

Change from previous week (percentage points): 0.08
Change from a year ago (percentage points): 0.73

15-year fixed

Average rate (%)6.42

Change from previous week (percentage points): 0.16
Change from a year ago (percentage points): 0.93

Weekly history

View Freddie Mac survey archive

About the Freddie Mac tool

Freddie Mac’s Get mortgage rates method returns 15-year and 30-year fixed mortgage rates for the latest survey or a chosen date.

It also returns weekly history and week-over-week and year-ago changes; date ranges are optional.

Built from freddiemac.com. Last checked Sep 30, 2026.

Actions

Get mortgage rates

1 credit

What you provide

Field	Type	Required	Description
Date`date`	Date	Optional	Survey week on or before this date; defaults to the latest survey.Example: 2026-09-22
End Date`end_date`	Date	Optional	Last date to include in weekly history; defaults to today when start_date is set.Example: 2025-10-31
Start Date`start_date`	Date	Optional	First date to include in weekly history; defaults to the earliest available survey when end_date is set.Example: 2025-09-01

What you get

Field	Type	Description
Page URL`page_url`	Link	Example: https://www.freddiemac.com/pmms/pmms_archives
Survey Date`survey_date`	Date	Example: 2026-09-24
Weekly History`weekly_history`	List	Weekly survey results, newest first, within the requested date range; up to 520 weeks. Empty if no range was requested.
Page URL`weekly_history[].page_url`	Link	Example: https://www.freddiemac.com/pmms/pmms_archives
Survey Date`weekly_history[].survey_date`	Date	Example: 2025-10-30
Rate 15 Year (%)`weekly_history[].rate_15_year_percent`	Number	Example: 5.41
Rate 30 Year (%)`weekly_history[].rate_30_year_percent`	Number	Average fixed mortgage rate in percent (for example, 6.35 means 6.35%).Example: 6.17
Rate 15 Year (%)`rate_15_year_percent`	Number	Example: 6.42
Rate 30 Year (%)`rate_30_year_percent`	Number	Average fixed mortgage rate in percent (for example, 6.35 means 6.35%).Example: 7.03
Change 15 Year Year Ago Points`change_15_year_year_ago_points`	Number	Example: 0.93
Change 30 Year Year Ago Points`change_30_year_year_ago_points`	Number	Example: 0.73
Change 15 Year Previous Week Points`change_15_year_previous_week_points`	Number	Example: 0.16
Change 30 Year Previous Week Points`change_30_year_previous_week_points`	Number	Example: 0.08

Example result

For

JSON

{
  "page_url": "https://www.freddiemac.com/pmms/pmms_archives",
  "survey_date": "2026-09-24",
  "weekly_history": [],
  "rate_15_year_percent": 6.42,
  "rate_30_year_percent": 7.03,
  "change_15_year_year_ago_points": 0.93,
  "change_30_year_year_ago_points": 0.73,
  "change_15_year_previous_week_points": 0.16,
  "change_30_year_previous_week_points": 0.08
}

For developers

Call it from your code with one request. Change the values in input to run it on new data. To get an API key, open Developers at the bottom of Studio, turn on Developer mode and go to API keys.

cURL

curl 'https://api.fous.com/v1/query' \
  --fail-with-body --silent --show-error --max-time 180 \
  -H "Authorization: Bearer YOUR_API_KEY" \
  -H 'Content-Type: application/json' \
  --data-raw '{
  "api": "@freddie-mac",
  "visibility": "public",
  "operation": "get_mortgage_rates",
  "version": 1,
  "input": {},
  "response": {
    "format": "json"
  }
}'

What you can do with it

Track weekly changes in fixed mortgage rates
Compare 15-year and 30-year mortgage rates
Review mortgage rates over a selected date range
Compare current rates with rates from a year ago

Questions about Freddie Mac

Can I run it with my own inputs?

Yes. Change the inputs in Studio and press Run, or send new inputs from your code, or ask a connected AI assistant.

Can I call this Freddie Mac tool as an API?

Yes. Send a POST request to /v1/query with your Fous API key and the inputs, and get JSON back.

How much does it cost?

Each completed run costs 1 credit. Failed runs without a completed receipt are free; completed work can remain charged if delivery is interrupted. With pay as you go, a credit costs 1¢. Monthly plans cost less per credit.

Do I need a Freddie Mac account?

No. You only need a Fous account.

How current is the data?

Fous gets the data from freddiemac.com when you run it. Some results are reused for up to 24 hours, and results that use your account or key are never reused. It was last verified on Sep 30, 2026.