Wise

Exchange rates, transfer costs and bank codes

Wise provides current mid-market exchange rates, optional daily rate history, published transfer cost comparisons and delivery estimates, and bank SWIFT/BIC codes and branch locations when available.

Check IBAN

Check an IBAN’s country length and check digits, then find bank details shown by Wise. A valid format does not confirm the account exists; branch names may be unavailable.

Your information

IBAN

IBAN as printed on an invoice or bank letter, with or without spaces; for example GB33 BUKB 2020 1555 5555 55.

1 credit per completed run

The same inputs also work from your code or an AI assistant. See For developers.

Example results

IBAN format check: Yes

IBAN: DE89 3704 0044 0532 0130 00
Country: Germany

Bank details

Bank: COMMERZBANK AG
Bank code: 37040044
BIC/SWIFT code: COBADEFFXXX
Address: KAISERSTRASSE 16, FRANKFURT AM MAIN, GERMANY

View Wise IBAN checker

About the Wise tool

Wise returns mid-market rates, converted amounts, and optional daily rate history for a source and destination currency pair.

Compare transfer costs by entering an amount and currency pair, with an optional sending country.

Search SWIFT/BIC codes by bank and country, or check an IBAN to assess its format and find bank details Wise shows.

Built from wise.com. Last checked Sep 28, 2026.

Actions

Check IBAN

1 credit

Check an IBAN’s country length and check digits, then find bank details shown by Wise. A valid format does not confirm the account exists; branch names may be unavailable.

What you provide

Field	Type	Required	Description
IBAN`iban`	Text	Required	IBAN as printed on an invoice or bank letter, with or without spaces; for example GB33 BUKB 2020 1555 5555 55.Example: DE89370400440532013000

What you get

Field	Type	Description
Valid`valid`	Yes or no	Whether the IBAN passes country length and check-digit checks.Example: Yes
Reason`reason`	Text	Plain-language explanation when invalid; otherwise null.Example: Wrong length for Germany: expected 22 characters.
Country`country`	Text	Country name for the IBAN prefix, if recognized.Example: Germany
Page URL`page_url`	Text	Wise checker page link.Example: https://wise.com/gb/iban/checker
Bank Code`bank_code`	Text	Bank identifier from the IBAN as shown by Wise, if available.Example: 37040044
Bank Name`bank_name`	Text	Bank name Wise identifies, if available.Example: COMMERZBANK AG
Branch Name`branch_name`	Text	Branch name if Wise provides one.
Bic Swift Code`bic_swift_code`	Text	BIC/SWIFT code if Wise provides one.Example: COBADEFFXXX
Branch Address`branch_address`	Text	Bank or branch address shown by Wise, if available.Example: KAISERSTRASSE 16, FRANKFURT AM MAIN, GERMANY
Formatted IBAN`formatted_iban`	Text	Uppercase IBAN grouped in blocks of four.Example: DE89 3704 0044 0532 0130 00

Example result

For IBAN: DE89370400440532013000

JSON

{
  "valid": true,
  "reason": null,
  "country": "Germany",
  "page_url": "https://wise.com/gb/iban/checker",
  "bank_code": "37040044",
  "bank_name": "COMMERZBANK AG",
  "branch_name": null,
  "bic_swift_code": "COBADEFFXXX",
  "branch_address": "KAISERSTRASSE 16, FRANKFURT AM MAIN, GERMANY",
  "formatted_iban": "DE89 3704 0044 0532 0130 00"
}

Compare transfer costs

1 credit

Compare how much recipients get from Wise and other providers for a transfer amount and currency pair. Quotes and delivery estimates are only shown where Wise publishes them.

What you provide

Field	Type	Required	Description
Amount`amount`	Number	Required	Amount to send in the from currency, for example 1000.Example: 1000
To Currency`to_currency`	Text	Required	Currency name or three-letter code to receive, for example Mexican peso or MXN.Example: Mexican peso
From Currency`from_currency`	Text	Required	Currency name or three-letter code to send, for example USD or US dollar.Example: USD
Sending Country`sending_country`	Text	Optional	Country name or two-letter code where the money is sent from, for example United States or US. Defaults to the home country of the from currency.Example: GB

What you get

Field	Type	Description
Amount`amount`	Number	Example: 1000
Providers`providers`	List
Page URL`providers[].page_url`	Text	Example: https://wise.com/us/compare/?sourceCurrency=USD&targetCurrency=MXN&sendAmount=1…
Transfer Fee`providers[].transfer_fee`	Number	Example: 7.67
Delivery Time`providers[].delivery_time`	Text	Example: 1 second
Exchange Rate`providers[].exchange_rate`	Number	Example: 17.9771
Provider Name`providers[].provider_name`	Text	Example: Wise
Recipient Gets`providers[].recipient_gets`	Number	Example: 17839.22
Quote Collected Date`providers[].quote_collected_date`	Date	Example: 2026-09-28
Exchange Rate Markup (%)`providers[].exchange_rate_markup_percent`	Number	Example: 0
To Currency`to_currency`	Text	Example: MXN
From Currency`from_currency`	Text	Example: USD
Mid Market Rate`mid_market_rate`	Number	Example: 17.9771
Sending Country`sending_country`	Text	Example: US

Example result

For Amount: 1000, To Currency: Mexican peso, From Currency: USD

JSON

{
  "amount": 1000,
  "providers": [
    {
      "page_url": "https://wise.com/us/compare/?sourceCurrency=USD&targetCurrency=MXN&sendAmount=1000#comparison-table",
      "transfer_fee": 7.67,
      "delivery_time": "1 second",
      "exchange_rate": 17.9771,
      "provider_name": "Wise",
      "recipient_gets": 17839.22,
      "quote_collected_date": "2026-09-28",
      "exchange_rate_markup_percent": 0
    },
    {
      "page_url": "https://wise.com/us/compare/?sourceCurrency=USD&targetCurrency=MXN&sendAmount=1000#comparison-table",
      "transfer_fee": 1.99,
      "delivery_time": null,
      "exchange_rate": 17.7593009479,
      "provider_name": "Western Union",
      "recipient_gets": 17723.96,
      "quote_collected_date": "2026-09-26",
      "exchange_rate_markup_percent": 1.21098655
    },
    {
      "page_url": "https://wise.com/us/compare/?sourceCurrency=USD&targetCurrency=MXN&sendAmount=1000#comparison-table",
      "transfer_fee": 0,
      "delivery_time": null,
      "exchange_rate": 17.3893850244,
      "provider_name": "Wells Fargo",
      "recipient_gets": 17389.39,
      "quote_collected_date": "2026-09-25",
      "exchange_rate_markup_percent": 3.26870432
    }
  ],
  "to_currency": "MXN",
  "from_currency": "USD",
  "mid_market_rate": 17.9771,
  "sending_country": "US"
}

Get exchange rate

1 credit

Get Wise’s current mid-market exchange rate, converted amount, and optional daily rate history for two currencies. Historical rates are daily observations.

What you provide

Field	Type	Required	Description
Amount`amount`	Number	Optional	Amount to convert from the source currency, for example 100.Example: 100
History`history`	Text	Optional	Period of daily rate history to return, for example last_month.Example: Last week
To Currency`to_currency`	Text	Required	Currency name or three-letter code, for example US dollar or USD.Example: USD
From Currency`from_currency`	Text	Required	Currency name or three-letter code, for example British pound or GBP.Example: British pound

What you get

Field	Type	Description
History`history`	List	Daily rate observations, oldest first; empty when no history is requested.
Date`history[].date`	Date	Example: 2026-09-21
Rate`history[].rate`	Number	Example: 1.339
Rate Time`rate_time`	Date	Time of the current rate, with offset.Example: 2026-09-28T22:57:00.652000+00:00
Mid Market Rate`mid_market_rate`	Number	Units of the destination currency per one source currency unit.Example: 1.3254
Converted Amount`converted_amount`	Number	Converted amount in the destination currency, rounded to two decimal places.Example: 132.54
To Currency Code`to_currency_code`	Text	Destination currency code.Example: USD
To Currency Name`to_currency_name`	Text	Destination currency name.Example: United States dollar
From Currency Code`from_currency_code`	Text	Source currency code.Example: GBP
From Currency Name`from_currency_name`	Text	Source currency name.Example: British pound
Wise Converter Link`wise_converter_link`	Link	Wise converter page for this pair.Example: https://wise.com/gb/currency-converter/gbp-to-usd-rate?amount=100
Converted Currency Code`converted_currency_code`	Text	Currency of the converted amount.Example: USD

Example result

For Amount: 100, History: Last week, To Currency: USD, From Currency: British pound

JSON

{
  "history": [
    {
      "date": "2026-09-21",
      "rate": 1.339
    },
    {
      "date": "2026-09-22",
      "rate": 1.33685
    },
    {
      "date": "2026-09-23",
      "rate": 1.3343
    }
  ],
  "rate_time": "2026-09-28T22:57:00.652000+00:00",
  "mid_market_rate": 1.3254,
  "converted_amount": 132.54,
  "to_currency_code": "USD",
  "to_currency_name": "United States dollar",
  "from_currency_code": "GBP",
  "from_currency_name": "British pound",
  "wise_converter_link": "https://wise.com/gb/currency-converter/gbp-to-usd-rate?amount=100",
  "converted_currency_code": "USD"
}

Search swift codes

1 credit

Find SWIFT/BIC codes and branch locations for a bank in a country on Wise. Branch names are shown when available; results are limited to the chosen bank.

What you provide

Field	Type	Required	Description
Bank`bank`	Text	Required	Bank name, such as Barclays.Example: Chase
Country`country`	Text	Required	Country name or two-letter code, such as United Kingdom or GB.Example: US
Max Results`max_results`	Number	Optional	Maximum number of codes to return, such as 20.Example: 5
City or Branch`city_or_branch`	Text	Optional	Optional city, address, postcode, branch name or SWIFT code to narrow results, such as London.Example: New York

What you get

Field	Type	Description
Codes`codes`	List	Matching bank codes, head office first.
City`codes[].city`	Text	Example: NEW YORK
Address`codes[].address`	Text	Example: 270 PARK AVENUE
Country`codes[].country`	Text	Example: United States
Postcode`codes[].postcode`	Text	Example: 10179
Bank Name`codes[].bank_name`	Text	Example: JPMORGAN CHASE BANK, N.A.
Branch Name`codes[].branch_name`	Text	Example: Head office
Swift Bic Code`codes[].swift_bic_code`	Text	SWIFT/BIC code with 8 or 11 characters.Example: CHASUS33XXX
Wise Page Link`codes[].wise_page_link`	Text	Wise page for this code.Example: https://wise.com/gb/swift-codes/CHASUS33XXX

Example result

For Bank: Chase, Country: US, Max Results: 5, City or Branch: New York

JSON

{
  "codes": [
    {
      "city": "NEW YORK",
      "address": "270 PARK AVENUE",
      "country": "United States",
      "postcode": "10179",
      "bank_name": "JPMORGAN CHASE BANK, N.A.",
      "branch_name": "Head office",
      "swift_bic_code": "CHASUS33XXX",
      "wise_page_link": "https://wise.com/gb/swift-codes/CHASUS33XXX"
    },
    {
      "city": "NEW YORK",
      "address": null,
      "country": "United States",
      "postcode": null,
      "bank_name": "JPMORGAN CHASE BANK, N.A.",
      "branch_name": null,
      "swift_bic_code": "CHASUS31HPQ",
      "wise_page_link": "https://wise.com/gb/swift-codes/CHASUS31HPQ"
    },
    {
      "city": "NEW YORK",
      "address": "270 PARK AVENUE",
      "country": "United States",
      "postcode": "10179",
      "bank_name": "JPMORGAN CHASE BANK, N.A.",
      "branch_name": null,
      "swift_bic_code": "CHASUS331MX",
      "wise_page_link": "https://wise.com/gb/swift-codes/CHASUS331MX"
    }
  ]
}

For developers

Call it from your code with one request. Change the values in input to run it on new data. To get an API key, open Developers at the bottom of Studio, turn on Developer mode and go to API keys.

cURL

curl 'https://api.fous.com/v1/query' \
  --fail-with-body --silent --show-error --max-time 180 \
  -H "Authorization: Bearer YOUR_API_KEY" \
  -H 'Content-Type: application/json' \
  --data-raw '{
  "api": "@wise",
  "visibility": "public",
  "operation": "check_iban",
  "version": 1,
  "input": {
    "iban": "DE89370400440532013000"
  },
  "response": {
    "format": "json"
  }
}'

What you can do with it

Convert amounts between two currencies.
Review daily exchange rate history.
Compare recipient amounts and transfer costs across providers.
Find a bank’s SWIFT/BIC code and branch location.
Check an IBAN’s format and identify available bank details.

Questions about Wise

Can I run it with my own inputs?

Yes. Change the inputs in Studio and press Run, or send new inputs from your code, or ask a connected AI assistant.

Can I call this Wise tool as an API?

Yes. Send a POST request to /v1/query with your Fous API key and the inputs, and get JSON back.

How much does it cost?

Each completed run costs 1 credit. Failed runs without a completed receipt are free; completed work can remain charged if delivery is interrupted. With pay as you go, a credit costs 1¢. Monthly plans cost less per credit.

Do I need a Wise account?

No. You only need a Fous account.

How current is the data?

Fous gets the data from wise.com when you run it. Some results are reused for up to 24 hours, and results that use your account or key are never reused. It was last verified on Sep 28, 2026.