Pull your Moneris Merchant Direct reports into your systems

What you can build on Merchant Direct

• Get deposits from Bank Reconciliation

  Build this

  Runs the Bank Reconciliation report for the account and dates you give and reads its deposit, fee, and chargeback and adjustment rows.

  Takes

  Account, start date, end date, currency (CAD or USD)

  Returns

  Payment date, payment type, payment amount, deposit account number, retained amount, currency

• List chargebacks that need a response

  Build this

  Reads Requires Your Attention and Disputes Received on the Dispute Management screen under Transactions, then Disputes, for the account and dates you give.

  Takes

  Account, start date, end date

  Returns

  Case ID, case record number, case status, chargeback type, reason code, event date, response due date, supporting documentation, adjustment amount

• Get the monthly statement summary

  Build this

  Opens the Monthly Statement for one account and Statement Date and reads its Sales Summary by Card Type, Fee Summary, eMDR and Monthly Summary sections.

  Takes

  Account, statement date

  Returns

  Statement month, sales by card type, transaction fees, service fees, total fees, eMDR

• Upload documents to a chargeback

  Build this

  Opens a case in Dispute Management, chooses Resolve, uploads your supporting documents and submits them to Moneris for review.

  Takes

  Case ID, case record number, documents (JPEG, PNG, PDF or TIFF, 5 MB each)

  Returns

  Case ID, case status, documents uploaded, submitted at

Automate Merchant Direct with a workflow

A workflow runs your methods as one process, with nobody at the screen. A schedule or a call from your own system starts it, the steps run in order, and the result arrives in your inbox or in the systems you already use.

• Yesterday's deposits, posted to your accounting system

  Build this

  Starts

  Every weekday at 9:00 Eastern Time

  Step 1

  Get deposits from Bank Reconciliation for each account, for yesterday's date.

  Step 2

  Stop when there are no rows.

  Step 3

  Post payment date, payment type, payment amount, deposit account number and retained amount to your ERP webhook.

• New chargebacks, with their response due date

  Build this

  Starts

  Every weekday at 7:00 Eastern Time

  Step 1

  List the chargebacks in Requires Your Attention for each account.

  Step 2

  Keep the cases that were not there on the last run.

  Step 3

  Email you each case with its reason code, adjustment amount and Response Due Date, earliest due first.

• Monthly fees and eMDR, for each account

  Build this

  Starts

  Every month on the 5th at 9:00 Eastern Time

  Step 1

  For each account, get the summary of last month's Monthly Statement.

  Step 2

  Compare total fees and eMDR with the last run.

  Step 3

  Email you one table with each account's sales, total fees, eMDR and the change since last month.

You can run a workflow by hand on every plan, Free included. Schedules and webhook triggers come with the paid plans, from $29 a month.

Once built, one call from your code

Once you have built a method, it is one POST to /v1/runs from your backend, or a tool an AI agent calls over MCP. This is what “Get deposits from Bank Reconciliation” would look like.

curl https://api.fous.com/v1/runs \
  -H "Authorization: Bearer $FOUS_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{
    "method": "portal.moneris.com/get_bank_reconciliation_deposits",
    "input": {
      "account": "Acme Bakery, store 12",
      "start_date": "2026-11-10",
      "end_date": "2026-11-11",
      "currency": "CAD"
    }
  }'

{
  "status": "completed",
  "data": {
    "account": "Acme Bakery, store 12",
    "currency": "CAD",
    "rows": [
      {
        "payment_date": "2026-11-10",
        "payment_type": "Deposit",
        "payment_amount": 4218.37,
        "deposit_account_number": "*****4821",
        "retained_amount": 0
      }
    ],
    "count": 1
  }
}

An example with invented data, not a ready-made endpoint. The method exists in your organization once you build it, and its name, inputs and fields follow your request.

Merchant Direct’s own options

The Moneris API's Disputes endpoints read one chargeback case by Case ID and record number, accept it or upload documents to it. There is no list of cases. Deposits, statements and fee reports come from Merchant Direct's screens, its CSV Downloader, or automated SFTP reports set up with Moneris, with custom reports for a fee.

Read on November 12, 2026: Moneris Portal: CSV Downloader Reports, Moneris API: Dispute Details, Moneris API: Getting started.

Signing in to Merchant Direct

Moneris Portal asks for your email address and password, then a verification code. The code is emailed by default, and you can switch to SMS or an authenticator app under Profile > Security. With Fous you sign in once through Moneris Portal's own sign-in with your own account. The login is sealed with AES-256, an emailed code is handled, and an expired session is signed back in.

Worth knowing

Yesterday's data arrives at set times

Moneris says Disputes data is ready by 4:00, the Monthly Statement by 6:00, settled transactions and fees by 7:30 and Sales Summary by 8:30 Eastern Time. On the first of the month the Transactions report comes later.

Exports ignore your filters

A CSV export holds all fields and all data in the requested date range. Table filters, sorting and hidden columns apply on screen only, so filter the rows afterwards, for example in a workflow's filter step.

Respond by the Response Due Date

Moneris asks for documents by the due date shown on the case. Files must be JPEG, PNG, PDF or TIFF, up to 5 MB each. Choosing Accept takes responsibility for the chargeback.

Settlement timing changed on November 1, 2026

In Alberta, British Columbia, Manitoba, Northwestern Ontario and the Northwest Territories, credit card transactions processed after 11:59 p.m. ET may be held until the next calendar day. Debit is not affected.

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