Get your NextGear Capital floor plan through an API

What you can build on Account Portal

• Get upcoming payments

  Build this

  Reads your upcoming payments and available credit in Account Portal, with the floored vehicle each payment belongs to.

  Takes

  Due by date (optional)

  Returns

  Due date, VIN, stock number, year, make, model, amount due, available credit

• Look up a floored vehicle

  Build this

  Searches your floored inventory by VIN, stock number, make or model and reads the vehicle's title status, payoff quote and valuation.

  Takes

  VIN, stock number, make or model

  Returns

  VIN, stock number, year, make, model, title status, payoff quote, valuation

• Check title statuses

  Build this

  Reads the title status of your floored vehicles in Account Portal, with the callout shown when NextGear Capital has not received a title for 30 days or more.

  Takes

  Status (optional)

  Returns

  VIN, stock number, vehicle, title status, not received for 30 days or more

• Release a title to an auction

  Build this

  Requests the release of a floored vehicle's title to an approved auction from Account Portal and reads back the request.

  Takes

  VIN, auction

  Returns

  VIN, auction, request status, requested at

Automate Account Portal with a workflow

A workflow runs your methods as one process, with nobody at the screen. A schedule or a call from your own system starts it, the steps run in order, and the result arrives in your inbox or in the systems you already use.

• Floor plan payments due this week

  Build this

  Starts

  Every weekday at 7:00

  Step 1

  Get the upcoming payments from Account Portal.

  Step 2

  Keep the payments due in the next 7 days.

  Step 3

  Email you the list by due date, with each vehicle's VIN, stock number and amount due.

• Titles NextGear Capital has not received

  Build this

  Starts

  Every Monday at 8:00

  Step 1

  Check the title status of your floored vehicles in Account Portal.

  Step 2

  Keep the titles shown as not received for 30 days or more that were not on the last run.

  Step 3

  Post each one, with VIN, stock number and title status, to your webhook.

• Payoff quotes for vehicles you have sold

  Build this

  Starts

  When your system calls the workflow's webhook with the VINs of sold vehicles

  Step 1

  For each VIN, look up the floored vehicle in Account Portal.

  Step 2

  Keep the VIN, stock number, title status and payoff quote.

  Step 3

  Post the payoff quotes to your accounting system's webhook.

You can run a workflow by hand on every plan, Free included. Schedules and webhook triggers come with the paid plans, from $29 a month.

Once built, one call from your code

Once you have built a method, it is one POST to /v1/runs from your backend, or a tool an AI agent calls over MCP. This is what “Get upcoming payments” would look like.

curl https://api.fous.com/v1/runs \
  -H "Authorization: Bearer $FOUS_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{
    "method": "customer.nextgearcapital.coxautoinc.com/get_upcoming_payments",
    "input": {
      "due_by": "2026-11-20"
    }
  }'

{
  "status": "completed",
  "data": {
    "available_credit": 184500,
    "payments": [
      {
        "due_date": "2026-11-16",
        "vin": "1HGCV1F30PA000417",
        "stock_number": "N2291",
        "year": 2023,
        "make": "Honda",
        "model": "Accord",
        "amount_due": 1342.18
      }
    ],
    "currency": "USD",
    "count": 1
  }
}

An example with invented data, not a ready-made endpoint. The method exists in your organization once you build it, and its name, inputs and fields follow your request.

Account Portal’s own options

NextGear Capital describes no API or integration for dealers on its own pages. Dealers use Account Portal on the web, signed in with Bridge ID, and the NextGear Capital mobile app. Account Portal shows upcoming payments, available credit, inventory with title status and payoff quotes, flooring requests and historical reports.

Read on November 12, 2026: Account Portal, NextGear Capital mobile app, Bridge ID FAQs.

Signing in to Account Portal

Account Portal signs you in with Bridge ID: username, password, then a code by email or text message. The code step cannot be turned off and returns on a new device and every 90 days. With Fous you sign in once through the site's own sign-in with your own Bridge ID: the login is sealed with AES-256, an emailed code is handled, and an expired session is signed back in.

Worth knowing

Bridge ID replaces the old credentials

Once NextGear Capital is attached to your Bridge ID, your old Account Portal credentials no longer work. From then on you sign in with your Bridge ID username and password.

One Bridge ID per person

Each person needs their own Bridge ID. To add a user, email Customer Care from the address on your account with the subject "Add New User" and the person's name, email address and title.

Self-audits happen in the mobile app

You turn self-audits on in Account Settings, Business Settings. An assigned self-audit opens a 48-hour window and is completed in the app, with a passenger rear photo and a VIN photo for each vehicle.

Three more days for titles

Title Release Program and Non-Auction Purchase requests made on or after February 1, 2026 get three extra calendar days to submit the title. Account Portal flags titles not received for 30 days or more.

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