Turn Money Claim Online into an API

What you can build on MCOL

• Get the claim history

  Build this

  Opens a claim's Claim Overview and reads every event under Recent Transactions: issue, service, responses, judgments and warrants.

  Takes

  Claim number

  Returns

  Claim number, event, defendant, date, warrant number

• List your claims

  Build this

  Reads the list of recent claims at the bottom of your MCOL homepage, and finds archived claims by claim number or defendant.

  Takes

  Claim number or defendant (optional)

  Returns

  Claim number, defendant, status such as issued or continue

• Get the judgment and warrant summaries

  Build this

  Opens Judgment summary and Warrant summary from a claim's Claim Overview: whether judgment is requested or issued, and each warrant's number and result.

  Takes

  Claim number

  Returns

  Defendant, judgment status, judgment date, warrant number, warrant status, final return

• Request judgment in default

  Build this

  Opens Request a judgment from the Claim Overview, chooses forthwith, a set date or instalments, enters any amount paid since issue and submits.

  Takes

  Claim number, defendant, payment terms, amount paid since issue

  Returns

  Claim number, defendant, judgment status, date submitted

Automate MCOL with a workflow

A workflow runs your methods as one process, with nobody at the screen. A schedule or a call from your own system starts it, the steps run in order, and the result arrives in your inbox or in the systems you already use.

• New defendant responses on your open claims

  Build this

  Starts

  Every weekday at 8:00

  Step 1

  For each open claim number you list, get the claim history.

  Step 2

  Keep the events that were not there on the last run.

  Step 3

  Email you each new acknowledgment of service, defence or part admission with the claim number and date.

• Claims where the time to respond has passed

  Build this

  Starts

  Every weekday at 9:00

  Step 1

  For each open claim, get the claim history with its date of service.

  Step 2

  Keep claims with no response 14 days after the date of service, or no defence 28 days after it when service was acknowledged.

  Step 3

  Post the list, with claim number, defendant and date of service, to your case management webhook.

• Warrant results, posted to your collections system

  Build this

  Starts

  Every Monday at 7:00

  Step 1

  For each claim with a warrant, get the judgment and warrant summaries.

  Step 2

  Keep the warrants whose status or final return changed since the last run.

  Step 3

  Post claim number, warrant number, status and final return to your webhook.

You can run a workflow by hand on every plan, Free included. Schedules and webhook triggers come with the paid plans, from $29 a month.

Once built, one call from your code

Once you have built a method, it is one POST to /v1/runs from your backend, or a tool an AI agent calls over MCP. This is what “Get the claim history” would look like.

curl https://api.fous.com/v1/runs \
  -H "Authorization: Bearer $FOUS_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{
    "method": "www.moneyclaim.gov.uk/get_claim_history",
    "input": {
      "claim_number": "Q4XK72M1"
    }
  }'

{
  "status": "completed",
  "data": {
    "claim_number": "Q4XK72M1",
    "events": [
      {
        "event": "You submitted a claim on",
        "defendant": null,
        "date": "2026-10-05T10:42:17",
        "warrant_number": null
      }
    ]
  }
}

An example with invented data, not a ready-made endpoint. The method exists in your organization once you build it, and its name, inputs and fields follow your request.

MCOL’s own options

MCOL is a website for claimants and defendants, with no public API. HMCTS offers organisations that issue claims in volume the Civil Bulk Upload Service (CBUS), a secure web service that takes claims, judgments, warrants and claim status updates, usually through case management software. Each CBUS customer is set up by HMCTS, with certificates, a code of connection and a direct debit.

Read on November 12, 2026: Money Claim Online (MCOL) user guide, Civil Bulk Upload Service customer interface definition, v6.1, Money Claim Online.

Signing in to MCOL

MCOL signs you in through the Government Gateway, also called the Secure Credential Platform, with a 12-digit user ID and a password. MCOL itself does not require multi-factor authentication. With Fous you sign in once through MCOL's own sign-in with your own account: the login is sealed with AES-256, and when your account signs in with user ID and password alone, an expired session is signed back in.

Worth knowing

Issue takes up to 2 working days

A claim is issued within 2 working days of submission, and the date of service is the fifth day after issue. A claim left at Prepared for Payment should be checked again after 24 hours, not restarted, to avoid a duplicate.

Particulars of claim have a hard limit

The particulars hold 24 lines of 45 characters, 1,080 characters in all, and only full stops, commas and pound signs. Text beyond the limit does not appear on the claim.

Warrants are capped at £5,000

A warrant of control, with its fee, cannot exceed £5,000, so the amount entered cannot exceed £4,923, unless the debt is under the Consumer Credit Act 1974. A warrant request takes up to 2 working days.

Claims leave MCOL after 3 years

Drafts are deleted after 28 days and submitted claims 3 years after the last action. Archived claims drop off the homepage list but are found by searching for the claim number or defendant.

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