Skip to content

FousKlikBCA Bisnis

Pull your KlikBCA Bisnis mutasi into your own systems

Read Informasi Saldo (balances), Mutasi Rekening (account entries) and Status Transaksi (transaction status) with one API call each. Or have a workflow read each operating account every morning and hand the new mutasi to accounting.

Start building freeBook a demo

Works with your own KlikBCA Bisnis account. Fous is an independent product.

What you can build on KlikBCA Bisnis

  • Get account mutations

    Build this

    Reads Mutasi Rekening under Informasi Rekening (account information) for one registered account, for a date range of up to 2 months back.

    Takes
    Account number, from date, to date
    Returns
    Date, description, branch, amount, debit or credit, balance after each entry

  • Get account balances

    Build this

    Reads Informasi Saldo under Informasi Rekening: the balance of every account and deposit registered in your KlikBCA Bisnis.

    Takes
    Nothing
    Returns
    Account number, account type, currency, balance

  • Check transaction status

    Build this

    Reads Status Transaksi: the status of every financial transaction made in KlikBCA Bisnis, as it moves from its Maker to its Releaser.

    Takes
    From date, to date, status (optional)
    Returns
    Transaction type, created date, debit account, beneficiary, amount, status

  • Get credit facility details

    Build this

    Reads Informasi Fasilitas Kredit (credit facility information): each working capital loan with its plafon (limit), due date and interest rate.

    Takes
    Nothing
    Returns
    Facility type, plafon, realization date, due date, interest rate, late penalty

Automate KlikBCA Bisnis with a workflow

A workflow runs your methods as one process, with nobody at the screen. A schedule or a call from your own system starts it, the steps run in order, and the result arrives in your inbox or in the systems you already use.

  • Yesterday's mutasi for every account, handed to accounting

    Build this
    Starts
    Every weekday at 7:00, Asia/Jakarta
    Step 1
    For each account you name, get yesterday's account mutations from Mutasi Rekening.
    Step 2
    Keep the entries that were not there on the last run.
    Step 3
    Post date, description, amount, debit or credit and balance to your accounting system's webhook.

  • Today's transactions not yet released

    Build this
    Starts
    Every weekday at 14:00, Asia/Jakarta
    Step 1
    Check transaction status for today's transactions in Status Transaksi.
    Step 2
    Keep the ones not yet released.
    Step 3
    Email you the list with type, debit account, beneficiary and amount.

  • Weekly balances and loan due dates for finance

    Build this
    Starts
    Every Monday at 8:00, Asia/Jakarta
    Step 1
    Get account balances from Informasi Saldo.
    Step 2
    Get credit facility details and keep the facilities due in the next 30 days.
    Step 3
    Email you one summary with balances per account and the coming due dates.

You can run a workflow by hand on every plan, Free included. Schedules and webhook triggers come with the paid plans, from $29 a month.

Once built, one call from your code

Once you have built a method, it is one POST to /v1/runs from your backend, or a tool an AI agent calls over MCP. This is what “Get account mutations” would look like.

Example request
curl https://api.fous.com/v1/runs \
  -H "Authorization: Bearer $FOUS_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{
    "method": "vpn.klikbca.com/get_account_mutations",
    "input": {
      "account_number": "0123456789",
      "from_date": "2026-11-09",
      "to_date": "2026-11-11"
    }
  }'
Example response
{
  "status": "completed",
  "data": {
    "account_number": "0123456789",
    "account_name": "PT Acme Indonesia",
    "currency": "IDR",
    "entries": [
      {
        "date": "2026-11-10",
        "description": "TRSF E-BANKING CR NORTHWIND TRADING",
        "branch": "0000",
        "amount": 48500000,
        "debit_or_credit": "CR",
        "balance": 612350000
      }
    ],
    "count": 1
  }
}

An example with invented data, not a ready-made endpoint. The method exists in your organization once you build it, and its name, inputs and fields follow your request.

KlikBCA Bisnis’s own options

BCA offers an API, through developer.bca.co.id, that reads balances and account statements and makes transfers for accounts registered in your KlikBCA Bisnis. You apply with BCA's API registration form, and the page states no prices. Inside KlikBCA Bisnis, mutasi download as HTML or CSV, and an MT940 report is a special feature you request.

OptionWhat it coversWhat it takes
BCA APIBalance inquiry, single and bulk account statements, transfers within BCA and to other banks, transfer status, virtual accounts.An application through BCA's API registration form. Balance and transfer features work on accounts registered in your KlikBCA Bisnis.
Laporan MT940Account mutations downloaded in the SWIFT MT940 format, for import into accounting or treasury software.A special feature you request from BCA; some customers need a branch recommendation.
KlikBCA Bisnis by handMutasi Rekening up to 2 months back as HTML or CSV, Rekening Koran, and E-Statement as PDF up to 24 months back.A KlikBCA Bisnis facility opened at a BCA branch, with a Corporate ID, User IDs and a KeyBCA token for each user.

Read on November 12, 2026: BCA API features, KlikBCA Bisnis, KlikBCA Bisnis manual book.

Signing in to KlikBCA Bisnis

KlikBCA Bisnis signs you in twice: first to the VPN with your Corporate ID and User ID as one username and a KeyBCA Appli 1 response as the password, then to KlikBCA Bisnis with the same IDs and a new response. KeyBCA is the token BCA gives each user. With Fous you sign in through KlikBCA Bisnis's own sign-in with your own account, and the login is sealed with AES-256.

Worth knowing

Every sign-in needs the KeyBCA token
The password is a KeyBCA response that changes at every login and every financial transaction.
Maker, Approver and Releaser
With single authorization a transaction needs one Maker and one Releaser. With multi authorization it runs through one Maker, 0 to 9 Approvers and 1 to 9 Releasers.
Mutasi Rekening goes back 2 months
Mutasi Rekening can be chosen for up to 2 months back, as HTML or CSV. For older periods, E-Statement gives PDF statements up to 24 months back.
User changes need the KlikBCA Bisnis form
Any change to a Corporate ID, User ID or KeyBCA needs the KlikBCA Bisnis form. Three wrong KeyBCA responses or PINs in a row block the user.

More in Finance: corporate banking and credit

Other industries: e-OSCAR, 登記情報提供サービス, TRACES, Amadeus Selling Platform Connect, SOI, GDRFA Dubai Smart Services.

Frequently asked questions

Yes. BCA's API, through developer.bca.co.id, reads balances and account statements and makes transfers for accounts registered in your KlikBCA Bisnis. You apply with BCA's API registration form, and BCA's page states no prices.

Up to 2 months back in Mutasi Rekening, as HTML or CSV. E-Statement under Informasi Rekening gives statements as PDF for up to 24 months back.

Yes, through Laporan MT940, which downloads account mutations in the SWIFT MT940 format. It is a special feature: you ask BCA for it, and some customers need a recommendation from their branch.

That depends on whether your company chose single or multi authorization. With single authorization one Maker creates the transfer and one Releaser authorizes it. With multi authorization one Maker creates it, then 0 to 9 Approvers and 1 to 9 Releasers authorize it.

No. Fous is an independent product. You use it with your own KlikBCA Bisnis account, and a method reads and does only what that account can.

Put KlikBCA Bisnis behind an API call

Describe one job in Studio and see the method it builds, with 100 credits a month and no credit card, or book a demo and bring the sites your team signs in to.

Start building freeBook a demo

Read nextKopra by MandiriMaybank2ENAB Connecte-OSCARHow methods workHow workflows run

Fous is an independent product: it is not affiliated with, endorsed by or sponsored by the operator of KlikBCA Bisnis (Bank Central Asia (BCA)). The name is used only to say which system this page is about. Something here wrong or out of date? Write to legal@fous.com.