Pull your OCBC Velocity balances into your own systems

What you can build on OCBC Velocity

• Get account balances

  Build this

  Reads Accounts > Overview: every account linked to your organisation in OCBC Velocity, with its currency and balance.

  Takes

  Nothing

  Returns

  Account number, account name, account type, currency, balance, time read

• Get account transaction history

  Build this

  Opens one account from Accounts > Overview and reads its transaction history, filtered to the dates you give.

  Takes

  Account number, from date, to date

  Returns

  Date, value date, description, reference, debit, credit, balance

• Check transaction status

  Build this

  Searches Transactions > Transaction Status with the Search Criteria you give and reads each payment's status, such as Submitted to Bank or Unsuccessful.

  Takes

  From date, to date, payment type (optional), status (optional)

  Returns

  Reference, payment type, debit account, beneficiary, amount, currency, status, remarks

• List pending transactions

  Build this

  Reads Transactions > Pending transactions: the payments a Maker has prepared that still wait for an Authoriser.

  Takes

  Nothing

  Returns

  Reference, payment type, created by, debit account, beneficiary, amount, currency, status

Automate OCBC Velocity with a workflow

A workflow runs your methods as one process, with nobody at the screen. A schedule or a call from your own system starts it, the steps run in order, and the result arrives in your inbox or in the systems you already use.

• Morning balances for every account

  Build this

  Starts

  Every weekday at 8:00 Singapore time

  Step 1

  Get the account balances from Accounts > Overview.

  Step 2

  Group the accounts by currency.

  Step 3

  Email you the balances, with account number, name, currency and balance.

• Payments waiting for an Authoriser

  Build this

  Starts

  Every weekday at 10:00 and 15:00 Singapore time

  Step 1

  List the pending transactions in Pending Authorisation.

  Step 2

  Stop when there are none.

  Step 3

  Email you each payment's reference, Maker, beneficiary, amount and currency.

• Unsuccessful payments, posted to your ERP

  Build this

  Starts

  Every weekday at 17:30 Singapore time

  Step 1

  Check transaction status for today and keep payments marked Unsuccessful or Returned by Authoriser.

  Step 2

  Keep the transactions that were not there on the last run.

  Step 3

  Post each one, with reference, beneficiary, amount, status and remarks, to your ERP's webhook.

You can run a workflow by hand on every plan, Free included. Schedules and webhook triggers come with the paid plans, from $29 a month.

Once built, one call from your code

Once you have built a method, it is one POST to /v1/runs from your backend, or a tool an AI agent calls over MCP. This is what “Get account balances” would look like.

curl https://api.fous.com/v1/runs \
  -H "Authorization: Bearer $FOUS_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{
    "method": "velocity.ocbc.com/get_account_balances",
    "input": {}
  }'

{
  "status": "completed",
  "data": {
    "read_at": "2026-11-12T08:00:12+08:00",
    "accounts": [
      {
        "account_number": "601-123456-001",
        "account_name": "Acme Trading Pte Ltd",
        "account_type": "Business Current Account",
        "currency": "SGD",
        "balance": 284310.55
      },
      {
        "account_number": "601-123456-201",
        "account_name": "Acme Trading Pte Ltd",
        "account_type": "Foreign Currency Account",
        "currency": "USD",
        "balance": 51820
      }
    ]
  }
}

An example with invented data, not a ready-made endpoint. The method exists in your organization once you build it, and its name, inputs and fields follow your request.

OCBC Velocity’s own options

OCBC's API Store, Connect2OCBC, lists corporate APIs for account balance, account listing and transaction history, alongside payment APIs. You can try them in a sandbox after registering, then request go-live from OCBC, with fees set in its Corporate API/SDK pricing guidelines. In OCBC Velocity itself, a Maker can prepare payments by uploading a file.

Read on November 12, 2026: Connect2OCBC API catalogue, OCBC Velocity general FAQ, Corporate API/SDK Terms of Use.

Signing in to OCBC Velocity

OCBC Velocity signs you in with your Organisation ID, User ID and password. Your security token is OCBC OneToken in the OCBC Business app or a hardware token, and hardware token users need it at every login. With Fous you sign in through OCBC Velocity's own sign-in with your own account, and the login is sealed with AES-256, never returned by the API or written to logs.

Worth knowing

Every payment needs a Maker and an Authoriser

The Maker prepares a transaction and the Authoriser approves it in Pending transactions. Under the Standard service package one person can be both. With several Authorisers, each must approve before it goes to the bank.

Sessions end after 14 or 120 minutes

OCBC Velocity logs you out after 14 minutes without activity, and ends any session that has lasted 120 minutes.

Approvals need the token

Authorisers use their token to approve Telegraphic Transfer, GIRO, FAST and trade transactions. Administrators need it to create users, reset a Maker's password or restore a Maker's access.

GIRO rejection reasons are in reports

Why a GIRO item was not processed is shown in the Remarks column of the GIRO Summary, GIRO Details and Funds Collection reports, not only on the transaction itself.

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