Get your BCP Telecrédito balances through an API

What you can build on Telecrédito

• Get account balances

  Build this

  Reads Consulta de saldos y movimientos (balance and movement inquiry) for every account the company has in Telecrédito.

  Takes

  Nothing

  Returns

  Account number, account type, currency, balance, as of

• Get account movements

  Build this

  Reads the movimientos (movements) of one account for a date range within the 180 days of history Telecrédito keeps on screen.

  Takes

  Account number, from date, to date

  Returns

  Date, value date, description, operation number, amount, balance after

• List operations waiting for a signature

  Build this

  Reads the bandeja de firma (signature tray) and the status inquiry: transfers and bulk payrolls that were registered but not yet signed and sent.

  Takes

  Operation type (optional)

  Returns

  Operation type, registered by, registered on, account, beneficiary or payroll, amount, currency, status

• Get received payments

  Build this

  Reads the Pagos Recibidos (received payments) module for a date range: who paid into the company's accounts and how much.

  Takes

  From date, to date

  Returns

  Date, payer, account credited, amount, currency, reference

Automate Telecrédito with a workflow

A workflow runs your methods as one process, with nobody at the screen. A schedule or a call from your own system starts it, the steps run in order, and the result arrives in your inbox or in the systems you already use.

• Morning balances of every BCP account

  Build this

  Starts

  Every weekday at 7:30, Lima time

  Step 1

  Get the balance of every account from Consulta de saldos.

  Step 2

  Have an AI step group the accounts by currency with a total for soles and one for dollars.

  Step 3

  Email you the summary with each account's number, type and balance.

• Yesterday's movements, posted to accounting

  Build this

  Starts

  Every day at 6:30, Lima time

  Step 1

  For each account, get yesterday's movements.

  Step 2

  Stop when no account has any.

  Step 3

  Post each movement, with its account, operation number and amount, to your ERP's webhook.

• New operations waiting for a signature

  Build this

  Starts

  Every hour, Lima time

  Step 1

  List the operations in the bandeja de firma.

  Step 2

  Keep the ones that were not there on the last run.

  Step 3

  Post each one, with its type, amount and who registered it, to your Slack webhook.

You can run a workflow by hand on every plan, Free included. Schedules and webhook triggers come with the paid plans, from $29 a month.

Once built, one call from your code

Once you have built a method, it is one POST to /v1/runs from your backend, or a tool an AI agent calls over MCP. This is what “Get account balances” would look like.

curl https://api.fous.com/v1/runs \
  -H "Authorization: Bearer $FOUS_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{
    "method": "tlcbcp.com/get_account_balances",
    "input": {}
  }'

{
  "status": "completed",
  "data": {
    "company": "Acme Distribuciones S.A.C.",
    "accounts": [
      {
        "account_number": "191-4820193-0-58",
        "account_type": "Cuenta Corriente",
        "currency": "PEN",
        "balance": 248310.75
      }
    ],
    "as_of": "2026-11-12T07:30:00-05:00",
    "count": 1
  }
}

An example with invented data, not a ready-made endpoint. The method exists in your organization once you build it, and its name, inputs and fields follow your request.

Telecrédito’s own options

BCP's Telecrédito pages describe no API for clients. Its machine channel is Telecrédito Host to Host: payment, transfer and Confirming files sent to the bank over SFTP, and collection files received back, under a contract and with your own ERP. Balances and movements are read in Telecrédito Web, where movements and statements can also be downloaded.

Read on November 12, 2026: Telecrédito Host to Host (BCP), Telecrédito Web (BCP), Telecrédito Móvil (BCP).

Signing in to Telecrédito

Telecrédito signs each user in with the number of their Tarjeta de Acceso Empresarial and a 6-digit clave de usuario. Sending an operation to the bank also needs the company's Clave Digital Token. With Fous you sign in once through Telecrédito's own sign-in with your own card and clave, the login is sealed with AES-256, and a method reads only what your user can see.

Worth knowing

Sending an operation needs the Token

Transfers and payrolls are signed and sent from the bandejas de firma (signature trays), and sending an operation to the bank needs the company's Clave Digital Token.

180 days of movements on screen

Saldos y movimientos shows history up to 180 days back. A method that reads movements takes a date range inside that window.

Queries run 24x7, operations do not

Balance and movement inquiries are available 24x7. BCP lists operations from 7:00 to 20:30 on weekdays and 7:00 to 15:00 on Saturdays.

The security user controls access

Each company's usuario de seguridad (security user) activates the contract and requests changes to users, their access levels and limits through Configuración.

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