Get your CIBC Cash Management Online reports as JSON

What you can build on CMO

• Get the Current Day report

  Build this

  Opens Information Reporting, runs the Current Day standard report for the accounts you name and reads each account's balances.

  Takes

  Accounts (optional)

  Returns

  Account, currency, opening balance, current balance, total credits, total debits, report time

• Get transaction details

  Build this

  Runs the Transaction Detail report in Information Reporting for one account and date range and reads each transaction row.

  Takes

  Account, from date, to date

  Returns

  Account, date, description, reference, debit, credit, balance

• List payments awaiting approval

  Build this

  Reads the Payments Management page and lists the payments that still need an approval, with their type and amount.

  Takes

  Payment type (optional)

  Returns

  Payment type, from account, payee, amount, currency, value date, created by, status

• Add a payment from a saved template

  Build this

  On Payments Management, selects Add a New Payment, picks the saved payment template you name, enters the amount and date and leaves it for approval.

  Takes

  Template name, amount, payment date

  Returns

  Template, payee, amount, currency, payment date, status

Automate CMO with a workflow

A workflow runs your methods as one process, with nobody at the screen. A schedule or a call from your own system starts it, the steps run in order, and the result arrives in your inbox or in the systems you already use.

• Morning cash position from the Current Day report

  Build this

  Starts

  Every weekday at 8:00 Eastern time

  Step 1

  Get the Current Day report for every account.

  Step 2

  Have an AI step total the current balances by currency.

  Step 3

  Post each account's balances and the totals to your treasury or ERP webhook, and email you the summary.

• Payments still waiting for approval

  Build this

  Starts

  Every weekday at 10:00 Eastern time

  Step 1

  List the payments awaiting approval in Payments Management.

  Step 2

  Keep the ones that were not there on the last run.

  Step 3

  Email you each new payment with its type, payee, amount and value date.

• Yesterday's transactions to accounting

  Build this

  Starts

  Every weekday at 7:00 Eastern time

  Step 1

  For each account you name, get the Transaction Detail report for the previous business day.

  Step 2

  Stop when there are no transactions.

  Step 3

  Post each transaction's date, description, reference and amount to your accounting webhook.

You can run a workflow by hand on every plan, Free included. Schedules and webhook triggers come with the paid plans, from $29 a month.

Once built, one call from your code

Once you have built a method, it is one POST to /v1/runs from your backend, or a tool an AI agent calls over MCP. This is what “Get the Current Day report” would look like.

curl https://api.fous.com/v1/runs \
  -H "Authorization: Bearer $FOUS_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{
    "method": "digitalbusiness.cibc.com/get_current_day_report",
    "input": {
      "accounts": [
        "00012-1234567",
        "00012-7654321"
      ]
    }
  }'

{
  "status": "completed",
  "data": {
    "report": "Current Day",
    "report_time": "2026-11-12T08:02:00-05:00",
    "accounts": [
      {
        "account": "00012-1234567",
        "name": "Acme Operating",
        "currency": "CAD",
        "opening_balance": 482310.55,
        "current_balance": 455912.1,
        "total_credits": 18240,
        "total_debits": 44638.45
      }
    ],
    "count": 1
  }
}

An example with invented data, not a ready-made endpoint. The method exists in your organization once you build it, and its name, inputs and fields follow your request.

CMO’s own options

CIBC publishes no client API for Cash Management Online. Its automated routes are file-based: the File Transfer Service moves payment files, raw data and reports to and from CIBC, and SWIFT Corporate Access exchanges payment and reporting files in SWIFT format. Everything else is done in CMO itself.

Read on November 12, 2026: CIBC cash management services, eStatements for business accounts.

Signing in to CMO

CMO signs you in with a user ID, a PIN and a token number from an RSA SecurID hardware token or software token app, which you activate once with a code CIBC emails you. With Fous you sign in through CMO's own sign-in with your own account, the login is sealed with AES-256, and a method reads and does only what your entitlements allow.

Worth knowing

Every sign-in needs a token number

CMO asks for a user ID, a PIN and the current number from an RSA SecurID token, a hardware token or the software token app. A token is activated with a code CIBC sends by email.

Entitlements and approval levels decide

Role Maintenance sets each role's payment permissions and payment limits. Entitlements can require more than one approval on a payment.

eStatements follow the statement cycle

eStatements appear on the CMO Welcome Page according to each account's statement cycle, only for accounts the user is entitled to, and go back up to 7 years.

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