Pull your PINACLE reports into your own systems

What you can build on PINACLE

• Get the Current Day report

  Build this

  Reads the Current Day report in Information Reporting for the accounts you name: balances, float and the day's transactions so far.

  Takes

  Accounts (optional)

  Returns

  Account number and name, available balance, float, transactions with type, credit or debit, amount, description and bank reference

• Get the Previous Day report

  Build this

  Reads the Previous Day report in Information Reporting: closing balances, float and every posted transaction for one business day.

  Takes

  Business date, accounts (optional)

  Returns

  Account, ledger balance, available balance, float, transactions with type, amount, description and reference

• List Check Positive Pay exceptions

  Build this

  Reads the Check Positive Pay exceptions in PINACLE that are waiting for a pay or return decision today, with what was presented for each check.

  Takes

  Accounts (optional)

  Returns

  Account, check number, amount, issue date, exception reason, decision

• Find a paid check in Image On-Demand

  Build this

  Searches Image On-Demand for paid checks on one account by check number or date range and reads the item details.

  Takes

  Account, check number or date range

  Returns

  Check number, amount, posted date, account, image front and back

Automate PINACLE with a workflow

A workflow runs your methods as one process, with nobody at the screen. A schedule or a call from your own system starts it, the steps run in order, and the result arrives in your inbox or in the systems you already use.

• Previous Day cash position, every morning

  Build this

  Starts

  Every weekday at 8:00

  Step 1

  Get the Previous Day report for every account you name.

  Step 2

  An AI step totals the balances and lists the largest debits and credits per account.

  Step 3

  Email you the summary with each account's ledger and available balance.

• Check Positive Pay exceptions waiting for a decision

  Build this

  Starts

  Every weekday at 9:00

  Step 1

  List today's Check Positive Pay exceptions on the accounts you name.

  Step 2

  Stop when there are none.

  Step 3

  Email you each exception with check number, amount and reason, so someone decides it in PINACLE.

• Intraday transactions, posted to your ERP

  Build this

  Starts

  Every hour

  Step 1

  Get the Current Day report for the accounts you name.

  Step 2

  Keep the transactions that were not there on the last run.

  Step 3

  Post each one, with account, type, amount, description and reference, to your ERP webhook.

You can run a workflow by hand on every plan, Free included. Schedules and webhook triggers come with the paid plans, from $29 a month.

Once built, one call from your code

Once you have built a method, it is one POST to /v1/runs from your backend, or a tool an AI agent calls over MCP. This is what “Get the Current Day report” would look like.

curl https://api.fous.com/v1/runs \
  -H "Authorization: Bearer $FOUS_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{
    "method": "treasury.pncbank.com/get_current_day_report",
    "input": {
      "accounts": [
        "1012345678"
      ]
    }
  }'

{
  "status": "completed",
  "data": {
    "accounts": [
      {
        "account_number": "1012345678",
        "account_name": "Acme Operating",
        "available_balance": 1284310.55,
        "float": 18240,
        "transactions": [
          {
            "type": "Incoming Wire",
            "direction": "credit",
            "amount": 250000,
            "description": "Northwind Traders invoice 4471",
            "bank_reference": "W2611120193"
          }
        ]
      }
    ]
  }
}

An example with invented data, not a ready-made endpoint. The method exists in your organization once you build it, and its name, inputs and fields follow your request.

PINACLE’s own options

PNC offers direct APIs through its developer portal, PINACLE Connect for linking PINACLE to your ERP, TMS or accounting software, and encrypted file transfers in standard formats. Each is set up with PNC. In PINACLE itself, reports export to BAI, CSV, XLS, PDF, RTF or XML.

Read on November 12, 2026: PINACLE and digital integrations, PINACLE commercial online banking, PNC digital channels guide (PINACLE modules).

Signing in to PINACLE

PINACLE signs users in with a Company User ID, an Operator ID and a password, set up by your company's two system administrators. Services that move money, such as ACH and wires, also ask for a token passcode from the PINACLE Pass app. With Fous you sign in once through PINACLE's own sign-in with your own account, and the login is sealed with AES-256.

Worth knowing

Administrators decide what each user sees

Two system administrators, Admin1 and Admin2, create users and assign modules and accounts. A method sees only the modules, such as Image On-Demand, that your user has been given.

Positive Pay is decided each business day

Check Positive Pay exceptions get a pay or return decision in PINACLE. Exceptions you do not decide that business day take your company's default decision.

Money movement needs a second approver

ACH and wire transactions in PINACLE need dual approval by a user other than the initiator, plus a PINACLE Pass token passcode, so reading reports is the natural place to start.

How far back the data goes

Previous Day history builds to two years, Special Reports are kept for two years and Image On-Demand holds up to seven years of paid check and deposit images.

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